Side-by-side · honest numbers
Krungsri HP Platinum vs ttb reserve infinite vs UOB Premier
Honest side-by-side comparison of Krungsri HP Platinum, ttb reserve infinite, UOB Premier — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Krungsri HP Platinum ranks first for estimated net annual value — ahead of UOB Premier by about ฿1,149/yr.
| Feature | Krungsri HP Platinum Krungsri | ttb reserve infinite ttb | UOB Premier UOB |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ฿1,990 | ฿16,900 | ฿4,999 |
| Fee waiver threshold | No waiver published | No waiver published | No waiver published |
| Min income | ฿25,000/mo | ฿100,000/mo | ฿45,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ฿560/yr | -฿11,470/yr | -฿589/yr |
| Online shopping | 5% cashback → ฿100/mo (฿1,200/yr) (cap hit) | — | — |
| Travel | — | 5% cashback → ฿150/mo (฿1,800/yr) | 5% cashback → ฿150/mo (฿1,800/yr) |
| Top reward rate | 5% | 5% cashback | 5% |
| Primary reward cap | ฿2,000 eligible spend/mo | ฿15,000 eligible spend/mo | ฿5,000 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access | Premier banking lounge access · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- Krungsri HP Platinum has the lowest annual fee at ฿1,990.
- Which card earns more on moderate spend?
- Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Krungsri HP Platinum lists a minimum monthly income of ฿25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Krungsri HP Platinum
Krungsri
ttb reserve infinite
ttb
UOB Premier
UOB
Your adjusted comparison
| Feature | KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri | ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb | UOBPlatinum UOB Premier •••• •••• •••• 4242 Quick facts UOB Premier Top reward5% Annual fee฿4,999 Min income฿45,000/mo Tap to flip back UOB Premier UOB |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ฿1,990 | ฿16,900 | ฿4,999 |
| Fee waiver threshold | No waiver published | No waiver published | No waiver published |
| Min income | ฿25,000/mo | ฿100,000/mo | ฿45,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ฿560/yr | -฿11,470/yr | -฿589/yr |
| Online shopping | 5% cashback → ฿100/mo (฿1,200/yr) (cap hit) | — | — |
| Travel | — | 5% cashback → ฿150/mo (฿1,800/yr) | 5% cashback → ฿150/mo (฿1,800/yr) |
| Top reward rate | 5% | 5% cashback | 5% |
| Primary reward cap | ฿2,000 eligible spend/mo | ฿15,000 eligible spend/mo | ฿5,000 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access | Premier banking lounge access · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | |||
| Signup bonus | — | — | — |
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https://cardhungry.com/th/en/compare/krungsri-hp-platinum-vs-ttb-reserve-infinite-vs-uob-premier-thMore Krungsri HP Platinum comparisons
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