Which card has the lower annual fee?

Standard Chartered Journey has the lowest annual fee at ฿3,500.

Which card earns more on moderate spend?

Standard Chartered Journey leads with an estimated -฿380/yr net annual value on moderate spend.

Which card has the lower income requirement?

Standard Chartered Journey lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Standard Chartered Journey vs SCB Private Banking Infinite vs ttb Platinum Credit Card

Honest side-by-side comparison of Standard Chartered Journey, SCB Private Banking Infinite, ttb Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Standard Chartered Journey ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿1,189/yr.

Standard Chartered Journey vs SCB Private Banking Infinite vs ttb Platinum Credit Card comparison table
Feature	Standard Chartered Journey Standard Chartered	SCB Private Banking Infinite SCB	ttb Platinum Credit Card ttb
Annual fee	฿3,500	฿20,000	฿3,999
Min income (monthly)	฿30,000	฿150,000	฿35,000
Top reward rate	3%	5%	2%
Net annual value (moderate spend)	-฿380/yr	-฿13,700/yr	-฿1,569/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Standard Chartered Journey has the lowest annual fee at ฿3,500.
Which card earns more on moderate spend?: Standard Chartered Journey leads with an estimated -฿380/yr net annual value on moderate spend.
Which card has the lower income requirement?: Standard Chartered Journey lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb
Annual fee	฿3,500	฿20,000	฿3,999
Min income	฿30,000	฿150,000	฿35,000
Top reward rate	3%	5%	2%
Net value (moderate)	-฿380/yr	-฿13,700/yr	-฿1,569/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Standard Chartered Journey details →SCB Private Banking Infinite details →ttb Platinum Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Standard Chartered Journey comparisons