Which card has the lower annual fee?

Standard Chartered Journey has the lowest annual fee at ฿3,500.

Which card earns more on moderate spend?

Standard Chartered Journey leads with an estimated -฿380/yr net annual value on moderate spend.

Which card has the lower income requirement?

Standard Chartered Journey lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Standard Chartered Journey vs ttb absolute vs ttb Platinum Credit Card

Honest side-by-side comparison of Standard Chartered Journey, ttb absolute, ttb Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Standard Chartered Journey ranks first for estimated net annual value — ahead of ttb absolute by about ฿195/yr.

Standard Chartered Journey vs ttb absolute vs ttb Platinum Credit Card comparison table
Feature	Standard Chartered Journey Standard Chartered	ttb absolute ttb	ttb Platinum Credit Card ttb
Annual fee	฿3,500	฿3,500	฿3,999
Min income (monthly)	฿30,000	฿35,000	฿35,000
Top reward rate	3%	2.5%	2%
Net annual value (moderate spend)	-฿380/yr	-฿575/yr	-฿1,569/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Standard Chartered Journey has the lowest annual fee at ฿3,500.
Which card earns more on moderate spend?: Standard Chartered Journey leads with an estimated -฿380/yr net annual value on moderate spend.
Which card has the lower income requirement?: Standard Chartered Journey lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered	ttbPlatinum ttb absolute •••• •••• •••• 4242 Quick facts ttb absolute Top reward2.5% Annual fee฿3,500 Min income฿35,000/mo Tap to flip back ttb absolute ttb	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb
Annual fee	฿3,500	฿3,500	฿3,999
Min income	฿30,000	฿35,000	฿35,000
Top reward rate	3%	2.5%	2%
Net value (moderate)	-฿380/yr	-฿575/yr	-฿1,569/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Standard Chartered Journey details →ttb absolute details →ttb Platinum Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Standard Chartered Journey comparisons