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SCB M LIFESTYLE vs SCB Miles

Honest side-by-side comparison of SCB M LIFESTYLE, SCB Miles — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB M LIFESTYLE leads SCB Miles by about ฿5,236/yr in estimated net value.

SCB M LIFESTYLE vs SCB Miles comparison table
FeatureSCB M LIFESTYLE

SCB

SCB Miles

SCB

Annual fee฿999฿1,990
Min income (monthly)฿20,000฿25,000
Top reward rateUp to 5%3 miles/฿25
Net annual value (moderate spend)฿3,891/yr-฿1,345/yr
Secured / FD-backedNoNo
Signup bonus฿300฿500

Frequently asked questions

Which card has the lower annual fee?
SCB M LIFESTYLE has the lowest annual fee at ฿999.
Which card earns more on moderate spend?
SCB M LIFESTYLE leads with an estimated ฿3,891/yr net annual value on moderate spend.
Which card has the lower income requirement?
SCB M LIFESTYLE lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
SCBGold

SCB M LIFESTYLE

•••• •••• •••• 4242

Quick facts

SCB M LIFESTYLE

Top rewardUp to 5%
Annual fee฿999
Min income฿20,000/mo

Tap to flip back

SCB M LIFESTYLE

SCB

SCBGold

SCB Miles

•••• •••• •••• 4242

Quick facts

SCB Miles

Top reward3 miles/฿25
Annual fee฿1,990
Min income฿25,000/mo

Tap to flip back

SCB Miles

SCB

Annual fee฿999฿1,990
Min income฿20,000฿25,000
Top reward rateUp to 5%3 miles/฿25
Net value (moderate)฿3,891/yr-฿1,345/yr
Secured / no bureauStandardStandard
Signup bonus฿300฿500
SCB M LIFESTYLE details →SCB Miles details →

More SCB M LIFESTYLE comparisons