Side-by-side · honest numbers
SCB Miles vs SCB Prime
Honest side-by-side comparison of SCB Miles, SCB Prime — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, SCB Miles leads SCB Prime by about ฿534/yr in estimated net value.
Frequently asked questions
- Which card has the lower annual fee?
- SCB Miles has the lowest annual fee at ฿1,990.
- Which card earns more on moderate spend?
- SCB Miles leads with an estimated -฿1,345/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- SCB Miles lists a minimum monthly income of ฿25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | SCBGold SCB Miles •••• •••• •••• 4242 Quick facts SCB Miles Top reward3 miles/฿25 Annual fee฿1,990 Min income฿25,000/mo Tap to flip back SCB Miles SCB | SCBPlatinum SCB Prime •••• •••• •••• 4242 Quick facts SCB Prime Top reward3% Annual fee฿4,999 Min income฿50,000/mo Tap to flip back SCB Prime SCB |
|---|---|---|
| Annual fee | ฿1,990 | ฿4,999 |
| Min income | ฿25,000 | ฿50,000 |
| Top reward rate | 3 miles/฿25 | 3% |
| Net value (moderate) | -฿1,345/yr | -฿1,879/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ฿500 | — |
More SCB Miles comparisons
- SCB Miles vs BBL Platinum Leader
- SCB Miles vs Bangkok Bank Be Smart
- SCB Miles vs Bangkok Bank M PRESTIGE
- SCB Miles vs Bangkok Bank Platinum
- SCB Miles vs Citi PremierMiles
- SCB Miles vs Citibank Rewards
- SCB Miles vs HSBC Advance Credit Card
- SCB Miles vs HSBC Premier World Mastercard
- SCB Miles vs KBank Makro Platinum
- SCB Miles vs KBank Platinum Plus
- SCB Miles vs KBank Prestige
- SCB Miles vs KBank Rabbit LINE Pay