Side-by-side · honest numbers
SCB Miles vs ttb absolute vs UOB Premier
Honest side-by-side comparison of SCB Miles, ttb absolute, UOB Premier — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, UOB Premier ranks first for estimated net annual value — ahead of ttb absolute by about ฿676/yr.
| Feature | SCB Miles SCB | ttb absolute ttb | UOB Premier UOB |
|---|---|---|---|
| Annual fee | ฿1,990 | ฿3,500 | ฿4,999 |
| Min income (monthly) | ฿25,000 | ฿35,000 | ฿45,000 |
| Top reward rate | 3 miles/฿25 | 2.5% | 5% |
| Net annual value (moderate spend) | -฿1,345/yr | -฿575/yr | ฿101/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | ฿500 | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- SCB Miles has the lowest annual fee at ฿1,990.
- Which card earns more on moderate spend?
- UOB Premier leads with an estimated ฿101/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- SCB Miles lists a minimum monthly income of ฿25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | SCBGold SCB Miles •••• •••• •••• 4242 Quick facts SCB Miles Top reward3 miles/฿25 Annual fee฿1,990 Min income฿25,000/mo Tap to flip back SCB Miles SCB | ttbPlatinum ttb absolute •••• •••• •••• 4242 Quick facts ttb absolute Top reward2.5% Annual fee฿3,500 Min income฿35,000/mo Tap to flip back ttb absolute ttb | UOBPlatinum UOB Premier •••• •••• •••• 4242 Quick facts UOB Premier Top reward5% Annual fee฿4,999 Min income฿45,000/mo Tap to flip back UOB Premier UOB |
|---|---|---|---|
| Annual fee | ฿1,990 | ฿3,500 | ฿4,999 |
| Min income | ฿25,000 | ฿35,000 | ฿45,000 |
| Top reward rate | 3 miles/฿25 | 2.5% | 5% |
| Net value (moderate) | -฿1,345/yr | -฿575/yr | ฿101/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ฿500 | — | — |
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