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SCB Private Banking Infinite vs SCB Ultra Platinum vs ttb Platinum Credit Card

Honest side-by-side comparison of SCB Private Banking Infinite, SCB Ultra Platinum, ttb Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB Ultra Platinum ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿480/yr.

SCB Private Banking Infinite vs SCB Ultra Platinum vs ttb Platinum Credit Card comparison table
FeatureSCB Private Banking Infinite

SCB

SCB Ultra Platinum

SCB

ttb Platinum Credit Card

ttb

Annual fee฿20,000฿6,999฿3,999
Min income (monthly)฿150,000฿80,000฿35,000
Top reward rate5%4%2%
Net annual value (moderate spend)-฿13,700/yr-฿1,089/yr-฿1,569/yr
Secured / FD-backedNoNoNo
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
ttb Platinum Credit Card has the lowest annual fee at ฿3,999.
Which card earns more on moderate spend?
SCB Ultra Platinum leads with an estimated -฿1,089/yr net annual value on moderate spend.
Which card has the lower income requirement?
ttb Platinum Credit Card lists a minimum monthly income of ฿35,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
SCBMetal

SCB Private Banking Infinite

•••• •••• •••• 4242

Quick facts

SCB Private Banking Infinite

Top reward5%
Annual fee฿20,000
Min income฿150,000/mo

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SCB Private Banking Infinite

SCB

SCBPlatinum

SCB Ultra Platinum

•••• •••• •••• 4242

Quick facts

SCB Ultra Platinum

Top reward4%
Annual fee฿6,999
Min income฿80,000/mo

Tap to flip back

SCB Ultra Platinum

SCB

ttbPlatinum

ttb Platinum Credit Card

•••• •••• •••• 4242

Quick facts

ttb Platinum Credit Card

Top reward2%
Annual fee฿3,999
Min income฿35,000/mo

Tap to flip back

ttb Platinum Credit Card

ttb

Annual fee฿20,000฿6,999฿3,999
Min income฿150,000฿80,000฿35,000
Top reward rate5%4%2%
Net value (moderate)-฿13,700/yr-฿1,089/yr-฿1,569/yr
Secured / no bureauStandardStandardStandard
Signup bonus

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