Which card has the lower annual fee?

ttb Platinum Credit Card has the lowest annual fee at ฿3,999.

Which card earns more on moderate spend?

SCB Ultra Platinum leads with an estimated -฿1,089/yr net annual value on moderate spend.

Which card has the lower income requirement?

ttb Platinum Credit Card lists a minimum monthly income of ฿35,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

SCB Ultra Platinum vs ttb Platinum Credit Card vs ttb reserve infinite

Honest side-by-side comparison of SCB Ultra Platinum, ttb Platinum Credit Card, ttb reserve infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB Ultra Platinum ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿480/yr.

SCB Ultra Platinum vs ttb Platinum Credit Card vs ttb reserve infinite comparison table
Feature	SCB Ultra Platinum SCB	ttb Platinum Credit Card ttb	ttb reserve infinite ttb
Annual fee	฿6,999	฿3,999	฿16,900
Min income (monthly)	฿80,000	฿35,000	฿100,000
Top reward rate	4%	2%	5% cashback
Net annual value (moderate spend)	-฿1,089/yr	-฿1,569/yr	-฿10,600/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: ttb Platinum Credit Card has the lowest annual fee at ฿3,999.
Which card earns more on moderate spend?: SCB Ultra Platinum leads with an estimated -฿1,089/yr net annual value on moderate spend.
Which card has the lower income requirement?: ttb Platinum Credit Card lists a minimum monthly income of ฿35,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb	ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb
Annual fee	฿6,999	฿3,999	฿16,900
Min income	฿80,000	฿35,000	฿100,000
Top reward rate	4%	2%	5% cashback
Net value (moderate)	-฿1,089/yr	-฿1,569/yr	-฿10,600/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

SCB Ultra Platinum details →ttb Platinum Credit Card details →ttb reserve infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More SCB Ultra Platinum comparisons