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SCB Ultra Platinum vs UOB Premier

Honest side-by-side comparison of SCB Ultra Platinum, UOB Premier — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, UOB Premier leads SCB Ultra Platinum by about ฿1,190/yr in estimated net value.

SCB Ultra Platinum vs UOB Premier comparison table
FeatureSCB Ultra Platinum

SCB

UOB Premier

UOB

Annual fee฿6,999฿4,999
Min income (monthly)฿80,000฿45,000
Top reward rate4%5%
Net annual value (moderate spend)-฿1,089/yr฿101/yr
Secured / FD-backedNoNo
Signup bonus——

Frequently asked questions

Which card has the lower annual fee?
UOB Premier has the lowest annual fee at ฿4,999.
Which card earns more on moderate spend?
UOB Premier leads with an estimated ฿101/yr net annual value on moderate spend.
Which card has the lower income requirement?
UOB Premier lists a minimum monthly income of ฿45,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
SCBPlatinum

SCB Ultra Platinum

•••• •••• •••• 4242

Quick facts

SCB Ultra Platinum

Top reward4%
Annual fee฿6,999
Min income฿80,000/mo

Tap to flip back

SCB Ultra Platinum

SCB

UOBPlatinum

UOB Premier

•••• •••• •••• 4242

Quick facts

UOB Premier

Top reward5%
Annual fee฿4,999
Min income฿45,000/mo

Tap to flip back

UOB Premier

UOB

Annual fee฿6,999฿4,999
Min income฿80,000฿45,000
Top reward rate4%5%
Net value (moderate)-฿1,089/yr฿101/yr
Secured / no bureauStandardStandard
Signup bonus——
SCB Ultra Platinum details →UOB Premier details →

More SCB Ultra Platinum comparisons