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SliceGold

slice credit card

•••• •••• •••• 4242

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Quick facts

slice credit card

Top rewardUp to 1% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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📱UPI & RuPay

Slice · Gold tier

slice credit card

Popular with young users for UPI credit and thin files.

Key Benefits

UPI & card spends: Up to 1% cashback (cap ₹500/mo)RuPay credit on UPILifetime freeStudent-friendly approval

Realistic net value (moderate user)

₹3,510/year

Annual fee

Free

Issuer headline rate: Up to 1% cashback — see calculator for caps

After ₹0 fee & ₹630 forex. Based on ₹40,000/mo spend.

Age 21–60From ₹15,000/mo incomeUnsecured

Not your spend profile? Customize in the calculator →

12,400 users matched · Verified 2026-06-25

Apply directly with the bank. We never call you. The bank may contact you on their application form.

We earn commission if approved — at no cost to you. Zero sales calls.

Our transparency commitment

✓ Reward caps shown in absolute ₹ — not just "5% cashback"

✓ Exclusions listed upfront — fuel, EMI, rent, wallet

✓ Point conversions with conservative ₹/point rates

Rates, fees, and eligibility notes are sourced from public issuer information and may contain errors. Always verify on the bank's website before applying.

All Benefits

Rewards, lounge rules, fee perks, and extras — sourced from public issuer information.

UPI & card spends: Up to 1% cashback (cap ₹500/mo)
RuPay credit on UPI
Lifetime free
Student-friendly approval
Best for: Students & young professionals
Best for: UPI-first spenders
Best for: Thin credit files

Source: slice card T&Cs (Jun 2026)

📱UPI & RuPay

Earn on UPI credit payments via RuPay-linked cards

UPI rewards (credit on UPI)

Earns on UPI

UPI rateUp to 1% cashback on eligible spends

UPI cap₹500/month cashback cap

RuPay credit card — link on GPay, PhonePe, or Paytm for UPI merchant payments.

UPI credit uses RuPay-linked cards on apps like GPay, PhonePe, and Paytm. Rates and exclusions follow issuer MITC — verify before relying on UPI for rewards.

Reward Structure

Source: slice card T&Cs (Jun 2026)

UPI & card spends

Up to 1% cashback

Cap: ₹500/mo

Example: ₹500/mo spend → ≈ ₹5/mo (max at cap)

Excluded categories (no rewards)

RentWallet loadsEMI

What You Actually Earn (in ₹)

Absolute INR estimates based on your spends. Caps and exclusions applied — no marketing fluff.

Gross rewards / year

₹4,140

Before fees & forex

Costs / year

₹630

Fee ₹0 + forex ₹630

Net value / year

₹3,510

0.73% effective return on spend

Category-wise breakdown

All other eligible spends

Spend ₹34,500/mo · 1% cashback

₹4,140/year

₹345/mo

₹34,500 × 1% = ₹345/mo

Estimates assume eligible spends only (exclusions per issuer T&Cs apply). Point values use typical redemption rates — actual value varies by redemption choice. Bank approval and reward crediting is at issuer discretion.

Best for

→Students & young professionals
→UPI-first spenders
→Thin credit files

Still deciding? Compare side-by-side or get a personalized shortlist.

Fees & Charges — Full Disclosure

All amounts in INR. Everything that can reduce your net value.

Joining fee

Lifetime free card

₹0

Annual / renewal fee

No renewal fee ever

₹0

Forex markup

3.5% on international transactions

Finance charges

≈3.5–3.75% per month (42–45% p.a.) if you revolve balance — pay in full to avoid

Late payment fee

₹400–₹1,300 depending on statement balance — always pay on time

Reward redemption fee

Usually ₹0 for cashback cards; points cards may have ₹99+ redemption fee

Example: moderate user net math

Gross rewards+ ₹4,140

Annual fee− ₹0

Forex cost− ₹630

Net annual value₹3,510

Eligibility Snapshot

Public criteria from slice card T&Cs (Jun 2026). Bank makes final decision.

Minimum age21–60 years

Min income (salaried)₹15,000/mo

Min income (self-employed)₹1,80,000/year

Employment acceptedsalaried, self employed

Credit historyNo minimum stated

CIBIL checkBank checks at application — CardHungry never pulls your score

Secured optionUnsecured card only

Card tierGold — mid-tier mass premium

Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.

FAQ

How much can I actually earn with slice credit card?+

At moderate spend (₹40,000/mo), gross rewards are about ₹4,140/year. After the ₹0 annual fee, net value is approximately ₹3,510/year. Use the calculator above to model your own spends.

What is the minimum income for slice credit card?+

₹15,000/month for salaried applicants (indicative — bank decides).

What spends do NOT earn rewards?+

Rent, Wallet loads, EMI.

Does CardHungry pull my CIBIL score?+

No. We use public eligibility criteria only. The bank will check CIBIL when you apply.