Which card has the lower annual fee?

HDFC MoneyBack+ Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

Amex Membership Rewards CC leads with an estimated ₹822/yr net annual value on moderate spend.

Which card has the lower income requirement?

HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Amex Membership Rewards CC vs Bajaj Finserv RBL Bank SuperCard vs HDFC MoneyBack+ Credit Card

Honest side-by-side comparison of Amex Membership Rewards CC, Bajaj Finserv RBL Bank SuperCard, HDFC MoneyBack+ Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Amex Membership Rewards CC ranks first for estimated net annual value — ahead of HDFC MoneyBack+ Credit Card by about ₹132/yr.

Amex Membership Rewards CC vs Bajaj Finserv RBL Bank SuperCard vs HDFC MoneyBack+ Credit Card comparison table
Feature	Amex Membership Rewards CC American Express	Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC MoneyBack+ Credit Card HDFC Bank
Annual fee	₹4,500	₹999	₹500
Min income (monthly)	₹60,000	₹25,000	₹20,000
Top reward rate	2 RP/₹150	2X points/₹150	10X points
Net annual value (moderate spend)	₹822/yr	-₹739/yr	₹690/yr
Secured / FD-backed	No	No	No
Signup bonus	₹4,000	—	₹500

Frequently asked questions

Which card has the lower annual fee?: HDFC MoneyBack+ Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: Amex Membership Rewards CC leads with an estimated ₹822/yr net annual value on moderate spend.
Which card has the lower income requirement?: HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	American ExpressPlatinum Amex Membership Rewards CC •••• •••• •••• 4242 Quick facts Amex Membership Rewards CC Top reward2 RP/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back Amex Membership Rewards CC American Express	RBL BankGold Bajaj Finserv RBL Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv RBL Bank SuperCard Top reward2X points/₹150 Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv RBL Bank SuperCard RBL Bank	HDFC BankClassic HDFC MoneyBack+ Credit Card •••• •••• •••• 4242 Quick facts HDFC MoneyBack+ Credit Card Top reward10X points Annual fee₹500 Min income₹20,000/mo Tap to flip back HDFC MoneyBack+ Credit Card HDFC Bank
Annual fee	₹4,500	₹999	₹500
Min income	₹60,000	₹25,000	₹20,000
Top reward rate	2 RP/₹150	2X points/₹150	10X points
Net value (moderate)	₹822/yr	-₹739/yr	₹690/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹4,000	—	₹500

Amex Membership Rewards CC details →Bajaj Finserv RBL Bank SuperCard details →HDFC MoneyBack+ Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Amex Membership Rewards CC comparisons