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Amex Membership Rewards CC vs Bajaj Finserv RBL Bank SuperCard vs Tata Neu Plus HDFC Bank Credit Card

Honest side-by-side comparison of Amex Membership Rewards CC, Bajaj Finserv RBL Bank SuperCard, Tata Neu Plus HDFC Bank Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Tata Neu Plus HDFC Bank Credit Card ranks first for estimated net annual value — ahead of Amex Membership Rewards CC by about ₹2,707/yr.

Amex Membership Rewards CC vs Bajaj Finserv RBL Bank SuperCard vs Tata Neu Plus HDFC Bank Credit Card comparison table
FeatureAmex Membership Rewards CC

American Express

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Tata Neu Plus HDFC Bank Credit Card

HDFC Bank

Annual fee₹4,500₹999₹499
Min income (monthly)₹60,000₹25,000₹25,000
Top reward rate2 RP/₹1502X points/₹1505% NeuCoins
Net annual value (moderate spend)₹822/yr-₹739/yr₹3,529/yr
Secured / FD-backedNoNoNo
Signup bonus₹4,000₹499

Frequently asked questions

Which card has the lower annual fee?
Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.
Which card earns more on moderate spend?
Tata Neu Plus HDFC Bank Credit Card leads with an estimated ₹3,529/yr net annual value on moderate spend.
Which card has the lower income requirement?
Bajaj Finserv RBL Bank SuperCard lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
American ExpressPlatinum

Amex Membership Rewards CC

•••• •••• •••• 4242

Quick facts

Amex Membership Rewards CC

Top reward2 RP/₹150
Annual fee₹4,500
Min income₹60,000/mo

Tap to flip back

Amex Membership Rewards CC

American Express

RBL BankGold

Bajaj Finserv RBL Bank SuperCard

•••• •••• •••• 4242

Quick facts

Bajaj Finserv RBL Bank SuperCard

Top reward2X points/₹150
Annual fee₹999
Min income₹25,000/mo

Tap to flip back

Bajaj Finserv RBL Bank SuperCard

RBL Bank

HDFC BankGold

Tata Neu Plus HDFC Bank Credit Card

•••• •••• •••• 4242

Quick facts

Tata Neu Plus HDFC Bank Credit Card

Top reward5% NeuCoins
Annual fee₹499
Min income₹25,000/mo

Tap to flip back

Tata Neu Plus HDFC Bank Credit Card

HDFC Bank

Annual fee₹4,500₹999₹499
Min income₹60,000₹25,000₹25,000
Top reward rate2 RP/₹1502X points/₹1505% NeuCoins
Net value (moderate)₹822/yr-₹739/yr₹3,529/yr
Secured / no bureauStandardStandardStandard
Signup bonus₹4,000₹499

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