Which card has the lower annual fee?

Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

Tata Neu Plus HDFC Bank Credit Card leads with an estimated ₹3,529/yr net annual value on moderate spend.

Which card has the lower income requirement?

Tata Neu Plus HDFC Bank Credit Card lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Amex Membership Rewards CC vs Tata Neu Plus HDFC Bank Credit Card vs Kotak League Platinum

Honest side-by-side comparison of Amex Membership Rewards CC, Tata Neu Plus HDFC Bank Credit Card, Kotak League Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Tata Neu Plus HDFC Bank Credit Card ranks first for estimated net annual value — ahead of Amex Membership Rewards CC by about ₹2,707/yr.

Amex Membership Rewards CC vs Tata Neu Plus HDFC Bank Credit Card vs Kotak League Platinum comparison table
Feature	Amex Membership Rewards CC American Express	Tata Neu Plus HDFC Bank Credit Card HDFC Bank	Kotak League Platinum Kotak Mahindra Bank
Annual fee	₹4,500	₹499	₹0
Min income (monthly)	₹60,000	₹25,000	₹25,000
Top reward rate	2 RP/₹150	5% NeuCoins	2 RP/₹150
Net annual value (moderate spend)	₹822/yr	₹3,529/yr	₹590/yr
Secured / FD-backed	No	No	No
Signup bonus	₹4,000	₹499	—

Frequently asked questions

Which card has the lower annual fee?: Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: Tata Neu Plus HDFC Bank Credit Card leads with an estimated ₹3,529/yr net annual value on moderate spend.
Which card has the lower income requirement?: Tata Neu Plus HDFC Bank Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	American ExpressPlatinum Amex Membership Rewards CC •••• •••• •••• 4242 Quick facts Amex Membership Rewards CC Top reward2 RP/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back Amex Membership Rewards CC American Express	HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank
Annual fee	₹4,500	₹499	₹0
Min income	₹60,000	₹25,000	₹25,000
Top reward rate	2 RP/₹150	5% NeuCoins	2 RP/₹150
Net value (moderate)	₹822/yr	₹3,529/yr	₹590/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹4,000	₹499	—

Amex Membership Rewards CC details →Tata Neu Plus HDFC Bank Credit Card details →Kotak League Platinum details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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