Which card has the lower annual fee?

SBI SimplySAVE has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

SBI SimplySAVE leads with an estimated ₹5,481/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI SimplySAVE lists a minimum monthly income of ₹18,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Amex Membership Rewards CC vs SBI SimplySAVE vs YES Bank Marquee Credit Card

Honest side-by-side comparison of Amex Membership Rewards CC, SBI SimplySAVE, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI SimplySAVE ranks first for estimated net annual value — ahead of Amex Membership Rewards CC by about ₹4,659/yr.

Amex Membership Rewards CC vs SBI SimplySAVE vs YES Bank Marquee Credit Card comparison table
Feature	Amex Membership Rewards CC American Express	SBI SimplySAVE SBI Card	YES Bank Marquee Credit Card YES Bank
Annual fee	₹4,500	₹499	₹999
Min income (monthly)	₹60,000	₹18,000	₹40,000
Top reward rate	2 RP/₹150	10 RP/₹100	4 RP/₹150
Net annual value (moderate spend)	₹822/yr	₹5,481/yr	₹204/yr
Secured / FD-backed	No	No	No
Signup bonus	₹4,000	₹2,000	—

Frequently asked questions

Which card has the lower annual fee?: SBI SimplySAVE has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: SBI SimplySAVE leads with an estimated ₹5,481/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI SimplySAVE lists a minimum monthly income of ₹18,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	American ExpressPlatinum Amex Membership Rewards CC •••• •••• •••• 4242 Quick facts Amex Membership Rewards CC Top reward2 RP/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back Amex Membership Rewards CC American Express	SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card	YES BankPlatinum YES Bank Marquee Credit Card •••• •••• •••• 4242 Quick facts YES Bank Marquee Credit Card Top reward4 RP/₹150 Annual fee₹999 Min income₹40,000/mo Tap to flip back YES Bank Marquee Credit Card YES Bank
Annual fee	₹4,500	₹499	₹999
Min income	₹60,000	₹18,000	₹40,000
Top reward rate	2 RP/₹150	10 RP/₹100	4 RP/₹150
Net value (moderate)	₹822/yr	₹5,481/yr	₹204/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹4,000	₹2,000	—

Amex Membership Rewards CC details →SBI SimplySAVE details →YES Bank Marquee Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Amex Membership Rewards CC comparisons