Which card has the lower annual fee?

American Express Platinum Travel Card has the lowest annual fee at ₹5,000.

Which card earns more on moderate spend?

Axis Bank Magnus Credit Card leads with an estimated ₹20,076/yr net annual value on moderate spend.

Which card has the lower income requirement?

American Express Platinum Travel Card lists a minimum monthly income of ₹60,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

American Express Platinum Travel Card vs AU Zenith Credit Card vs Axis Bank Magnus Credit Card

Honest side-by-side comparison of American Express Platinum Travel Card, AU Zenith Credit Card, Axis Bank Magnus Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Magnus Credit Card ranks first for estimated net annual value — ahead of American Express Platinum Travel Card by about ₹13,836/yr.

American Express Platinum Travel Card vs AU Zenith Credit Card vs Axis Bank Magnus Credit Card comparison table
Feature	American Express Platinum Travel Card American Express	AU Zenith Credit Card AU Small Finance Bank	Axis Bank Magnus Credit Card Axis Bank
Annual fee	₹5,000	₹7,999	₹12,500
Min income (monthly)	₹60,000	₹75,000	₹1,00,000
Top reward rate	3X Membership Rewards/₹150	3X points/₹150	12 Edge Miles/₹200
Net annual value (moderate spend)	₹6,240/yr	-₹6,487/yr	₹20,076/yr
Secured / FD-backed	No	No	No
Signup bonus	₹10,000	—	₹25,000

Frequently asked questions

Which card has the lower annual fee?: American Express Platinum Travel Card has the lowest annual fee at ₹5,000.
Which card earns more on moderate spend?: Axis Bank Magnus Credit Card leads with an estimated ₹20,076/yr net annual value on moderate spend.
Which card has the lower income requirement?: American Express Platinum Travel Card lists a minimum monthly income of ₹60,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	American ExpressPlatinum American Express Platinum Travel Card •••• •••• •••• 4242 Quick facts American Express Platinum Travel Card Top reward3X Membership Rewards/₹150 Annual fee₹5,000 Min income₹60,000/mo Tap to flip back American Express Platinum Travel Card American Express	AU Small Finance BankPlatinum AU Zenith Credit Card •••• •••• •••• 4242 Quick facts AU Zenith Credit Card Top reward3X points/₹150 Annual fee₹7,999 Min income₹75,000/mo Tap to flip back AU Zenith Credit Card AU Small Finance Bank	Axis BankMetal Axis Bank Magnus Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Magnus Credit Card Top reward12 Edge Miles/₹200 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back Axis Bank Magnus Credit Card Axis Bank
Annual fee	₹5,000	₹7,999	₹12,500
Min income	₹60,000	₹75,000	₹1,00,000
Top reward rate	3X Membership Rewards/₹150	3X points/₹150	12 Edge Miles/₹200
Net value (moderate)	₹6,240/yr	-₹6,487/yr	₹20,076/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹10,000	—	₹25,000

American Express Platinum Travel Card details →AU Zenith Credit Card details →Axis Bank Magnus Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More American Express Platinum Travel Card comparisons