Which card has the lower annual fee?

Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.

Which card earns more on moderate spend?

American Express Platinum Travel Card leads with an estimated ₹6,240/yr net annual value on moderate spend.

Which card has the lower income requirement?

Tata Neu Plus HDFC Bank Credit Card lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

American Express Platinum Travel Card vs HDFC Bank Infinia Credit Card vs Tata Neu Plus HDFC Bank Credit Card

Honest side-by-side comparison of American Express Platinum Travel Card, HDFC Bank Infinia Credit Card, Tata Neu Plus HDFC Bank Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, American Express Platinum Travel Card ranks first for estimated net annual value — ahead of Tata Neu Plus HDFC Bank Credit Card by about ₹2,711/yr.

American Express Platinum Travel Card vs HDFC Bank Infinia Credit Card vs Tata Neu Plus HDFC Bank Credit Card comparison table
Feature	American Express Platinum Travel Card American Express	HDFC Bank Infinia Credit Card HDFC Bank	Tata Neu Plus HDFC Bank Credit Card HDFC Bank
Annual fee	₹5,000	₹12,500	₹499
Min income (monthly)	₹60,000	₹1,00,000	₹25,000
Top reward rate	3X Membership Rewards/₹150	5 RP/₹150	5% NeuCoins
Net annual value (moderate spend)	₹6,240/yr	-₹2,641/yr	₹3,529/yr
Secured / FD-backed	No	No	No
Signup bonus	₹10,000	—	₹499

Frequently asked questions

Which card has the lower annual fee?: Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.
Which card earns more on moderate spend?: American Express Platinum Travel Card leads with an estimated ₹6,240/yr net annual value on moderate spend.
Which card has the lower income requirement?: Tata Neu Plus HDFC Bank Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	American ExpressPlatinum American Express Platinum Travel Card •••• •••• •••• 4242 Quick facts American Express Platinum Travel Card Top reward3X Membership Rewards/₹150 Annual fee₹5,000 Min income₹60,000/mo Tap to flip back American Express Platinum Travel Card American Express	HDFC BankMetal HDFC Bank Infinia Credit Card •••• •••• •••• 4242 Quick facts HDFC Bank Infinia Credit Card Top reward5 RP/₹150 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back HDFC Bank Infinia Credit Card HDFC Bank	HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank
Annual fee	₹5,000	₹12,500	₹499
Min income	₹60,000	₹1,00,000	₹25,000
Top reward rate	3X Membership Rewards/₹150	5 RP/₹150	5% NeuCoins
Net value (moderate)	₹6,240/yr	-₹2,641/yr	₹3,529/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹10,000	—	₹499

American Express Platinum Travel Card details →HDFC Bank Infinia Credit Card details →Tata Neu Plus HDFC Bank Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More American Express Platinum Travel Card comparisons