Which card has the lower annual fee?

YES Bank Marquee Credit Card has the lowest annual fee at ₹999.

Which card earns more on moderate spend?

American Express Platinum Travel Card leads with an estimated ₹6,240/yr net annual value on moderate spend.

Which card has the lower income requirement?

YES Bank Marquee Credit Card lists a minimum monthly income of ₹40,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

American Express Platinum Travel Card vs ICICI Sapphiro Credit Card vs YES Bank Marquee Credit Card

Honest side-by-side comparison of American Express Platinum Travel Card, ICICI Sapphiro Credit Card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, American Express Platinum Travel Card ranks first for estimated net annual value — ahead of ICICI Sapphiro Credit Card by about ₹2,684/yr.

American Express Platinum Travel Card vs ICICI Sapphiro Credit Card vs YES Bank Marquee Credit Card comparison table
Feature	American Express Platinum Travel Card American Express	ICICI Sapphiro Credit Card ICICI Bank	YES Bank Marquee Credit Card YES Bank
Annual fee	₹5,000	₹3,500	₹999
Min income (monthly)	₹60,000	₹75,000	₹40,000
Top reward rate	3X Membership Rewards/₹150	4 RP/₹100	4 RP/₹150
Net annual value (moderate spend)	₹6,240/yr	₹3,556/yr	₹204/yr
Secured / FD-backed	No	No	No
Signup bonus	₹10,000	₹4,000	—

Frequently asked questions

Which card has the lower annual fee?: YES Bank Marquee Credit Card has the lowest annual fee at ₹999.
Which card earns more on moderate spend?: American Express Platinum Travel Card leads with an estimated ₹6,240/yr net annual value on moderate spend.
Which card has the lower income requirement?: YES Bank Marquee Credit Card lists a minimum monthly income of ₹40,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	American ExpressPlatinum American Express Platinum Travel Card •••• •••• •••• 4242 Quick facts American Express Platinum Travel Card Top reward3X Membership Rewards/₹150 Annual fee₹5,000 Min income₹60,000/mo Tap to flip back American Express Platinum Travel Card American Express	ICICI BankPlatinum ICICI Sapphiro Credit Card •••• •••• •••• 4242 Quick facts ICICI Sapphiro Credit Card Top reward4 RP/₹100 Annual fee₹3,500 Min income₹75,000/mo Tap to flip back ICICI Sapphiro Credit Card ICICI Bank	YES BankPlatinum YES Bank Marquee Credit Card •••• •••• •••• 4242 Quick facts YES Bank Marquee Credit Card Top reward4 RP/₹150 Annual fee₹999 Min income₹40,000/mo Tap to flip back YES Bank Marquee Credit Card YES Bank
Annual fee	₹5,000	₹3,500	₹999
Min income	₹60,000	₹75,000	₹40,000
Top reward rate	3X Membership Rewards/₹150	4 RP/₹100	4 RP/₹150
Net value (moderate)	₹6,240/yr	₹3,556/yr	₹204/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	₹10,000	₹4,000	—

American Express Platinum Travel Card details →ICICI Sapphiro Credit Card details →YES Bank Marquee Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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