Side-by-side · honest numbers
AU Altura Credit Card vs Bajaj Finserv DBS Bank SuperCard
Honest side-by-side comparison of AU Altura Credit Card, Bajaj Finserv DBS Bank SuperCard — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, AU Altura Credit Card leads Bajaj Finserv DBS Bank SuperCard by about ₹1,740/yr in estimated net value.
| Feature | AU Altura Credit Card AU Small Finance Bank | Bajaj Finserv DBS Bank SuperCard DBS Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | Lifetime free | ₹999 |
| Fee waiver threshold | Lifetime free | Waived at ₹2,00,000/yr spend |
| Min income | ₹15,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹1,920/yr | ₹180/yr |
| Online shopping | — | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) |
| Utilities & bills | 2% cashback → ₹80/mo (₹960/yr) | — |
| Top reward rate | 2% cashback | 2X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- AU Altura Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- AU Altura Credit Card leads with an estimated ₹1,920/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- AU Altura Credit Card lists a minimum monthly income of ₹15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
AU Altura Credit Card
AU Small Finance Bank
Bajaj Finserv DBS Bank SuperCard
DBS Bank
Your adjusted comparison
| Feature | AU Small Finance BankClassic AU Altura Credit Card •••• •••• •••• 4242 Quick facts AU Altura Credit Card Top reward2% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back AU Altura Credit Card AU Small Finance Bank | DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | Lifetime free | ₹999 |
| Fee waiver threshold | Lifetime free | Waived at ₹2,00,000/yr spend |
| Min income | ₹15,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹1,920/yr | ₹180/yr |
| Online shopping | — | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) |
| Utilities & bills | 2% cashback → ₹80/mo (₹960/yr) | — |
| Top reward rate | 2% cashback | 2X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
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