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AU Zenith Credit Card vs Bajaj Finserv RBL Bank SuperCard vs IndusInd Bank Tiger Credit Card

Honest side-by-side comparison of AU Zenith Credit Card, Bajaj Finserv RBL Bank SuperCard, IndusInd Bank Tiger Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, IndusInd Bank Tiger Credit Card ranks first for estimated net annual value — ahead of Bajaj Finserv RBL Bank SuperCard by about ₹719/yr.

AU Zenith Credit Card vs Bajaj Finserv RBL Bank SuperCard vs IndusInd Bank Tiger Credit Card comparison table
FeatureAU Zenith Credit Card

AU Small Finance Bank

Bajaj Finserv RBL Bank SuperCard

RBL Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹7,999₹999Lifetime free
Fee waiver thresholdNo waiver publishedNo waiver publishedLifetime free
Min income₹75,000/mo₹25,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-₹6,737/yr-₹739/yr-₹20/yr
Online shopping2 pts per ₹150 spend → ₹33/mo (₹400/yr)
Travel3 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate3X points/₹1502X points/₹1501 reward point/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessUnlimited domestic lounge access · Premium AU tier — no spend milestone stated for lounge in public benefitsNone2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI interest · Cash advanceEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
IndusInd Bank Tiger Credit Card leads with an estimated -₹20/yr net annual value on moderate spend.
Which card has the lower income requirement?
IndusInd Bank Tiger Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

AU Zenith Credit Card

AU Small Finance Bank

Bajaj Finserv RBL Bank SuperCard

RBL Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Your adjusted comparison

Feature
AU Small Finance BankPlatinum

AU Zenith Credit Card

•••• •••• •••• 4242

Quick facts

AU Zenith Credit Card

Top reward3X points/₹150
Annual fee₹7,999
Min income₹75,000/mo

Tap to flip back

AU Zenith Credit Card

AU Small Finance Bank

RBL BankGold

Bajaj Finserv RBL Bank SuperCard

•••• •••• •••• 4242

Quick facts

Bajaj Finserv RBL Bank SuperCard

Top reward2X points/₹150
Annual fee₹999
Min income₹25,000/mo

Tap to flip back

Bajaj Finserv RBL Bank SuperCard

RBL Bank

IndusInd BankGold

IndusInd Bank Tiger Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Tiger Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹7,999₹999Lifetime free
Fee waiver thresholdNo waiver publishedNo waiver publishedLifetime free
Min income₹75,000/mo₹25,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-₹6,737/yr-₹739/yr-₹20/yr
Online shopping2 pts per ₹150 spend → ₹33/mo (₹400/yr)
Travel3 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate3X points/₹1502X points/₹1501 reward point/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessUnlimited domestic lounge access · Premium AU tier — no spend milestone stated for lounge in public benefitsNone2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI interest · Cash advanceEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus

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