Side-by-side · honest numbers
Axis Bank Airtel Credit Card vs Bajaj Finserv RBL Bank SuperCard
Honest side-by-side comparison of Axis Bank Airtel Credit Card, Bajaj Finserv RBL Bank SuperCard — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
Axis Bank Airtel Credit Card
Axis Bank
Bajaj Finserv RBL Bank SuperCard
RBL Bank
Your adjusted comparison
| Feature | Axis Bank Airtel Credit Card Axis Bank | Bajaj Finserv RBL Bank SuperCard RBL Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹500 | ₹999 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | Waived at ₹1,00,000/yr spend |
| Min income | ₹20,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹6,468/yr | ₹630/yr |
| Online shopping | — | ₹8,000 → 160 pts/mo × ₹0.25/pt = ₹40/mo (₹480/yr) · issuer max ₹250/mo |
| Dining & delivery | ₹1,050 × 10% = ₹105/mo (₹1,260/yr) · issuer max ₹250/mo | — |
| Utilities & bills | ₹1,050 × 25% = ₹250/mo (₹3,000/yr) · cap reached | — |
| Top reward rate | 25% | 2 RP/₹100 |
| Primary reward cap | ₹250 rewards/mo cap | ₹250 rewards/mo cap |
| Perks & restrictions | ||
| Lounge access | None | None |
| UPI rewards | Earns: 1% cashback on eligible UPI payments (RuPay variant) · cap Per Axis MITC | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet · Government | EMI interest · Cash advance |
| Bonuses | ||
| Signup bonus | — | — |
Stack mode (hold both)
Cap-aware split: ~₹7,710/yr combined NAV (₹1,242 vs best solo). Both annual fees apply.
Share this comparison
https://cardhungry.com/in/en/compare/axis-airtel-vs-bajaj-rbl-supercardReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, Axis Bank Airtel Credit Card leads Bajaj Finserv RBL Bank SuperCard by about ₹5,838/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ₹31,000/mo
₹31,000/month total spend — typical India user
Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500
| Feature | Axis Bank Airtel Credit Card Axis Bank | Bajaj Finserv RBL Bank SuperCard RBL Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹500 | ₹999 |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | Waived at ₹1,00,000/yr spend |
| Min income | ₹20,000/mo | ₹25,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹6,468/yr | ₹630/yr |
| Online shopping | — | ₹8,000 → 160 pts/mo × ₹0.25/pt = ₹40/mo (₹480/yr) · issuer max ₹250/mo |
| Dining & delivery | ₹1,050 × 10% = ₹105/mo (₹1,260/yr) · issuer max ₹250/mo | — |
| Utilities & bills | ₹1,050 × 25% = ₹250/mo (₹3,000/yr) · cap reached | — |
| Top reward rate | 25% | 2 RP/₹100 |
| Primary reward cap | ₹250 rewards/mo cap | ₹250 rewards/mo cap |
| Perks & restrictions | ||
| Lounge access | None | None |
| UPI rewards | Earns: 1% cashback on eligible UPI payments (RuPay variant) · cap Per Axis MITC | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet · Government | EMI interest · Cash advance |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- Axis Bank Airtel Credit Card has the lowest annual fee at ₹500.
- Which card earns more on moderate spend?
- Axis Bank Airtel Credit Card leads with an estimated ₹6,468/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Axis Bank Airtel Credit Card lists a minimum monthly income of ₹20,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
More Axis Bank Airtel Credit Card comparisons
- Axis Bank Airtel Credit Card vs 811 Dream Different Credit Card
- Axis Bank Airtel Credit Card vs AU Altura Credit Card
- Axis Bank Airtel Credit Card vs AU Altura+ Credit Card
- Axis Bank Airtel Credit Card vs AU LIT Credit Card
- Axis Bank Airtel Credit Card vs AU Zenith Credit Card
- Axis Bank Airtel Credit Card vs American Express Gold Card
- Axis Bank Airtel Credit Card vs American Express Platinum Travel Card
- Axis Bank Airtel Credit Card vs American Express SmartEarn Credit Card
- Axis Bank Airtel Credit Card vs Amex Membership Rewards CC
- Axis Bank Airtel Credit Card vs Axis Bank ACE Credit Card
- Axis Bank Airtel Credit Card vs Axis Bank Atlas Credit Card
- Axis Bank Airtel Credit Card vs Axis Bank Flipkart Credit Card