Which card has the lower annual fee?

ICICI Bank MakeMyTrip Credit Card has the lowest annual fee at ₹999.

Which card earns more on moderate spend?

Axis Bank Atlas Credit Card leads with an estimated ₹6,802/yr net annual value on moderate spend.

Which card has the lower income requirement?

ICICI Bank MakeMyTrip Credit Card lists a minimum monthly income of ₹35,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Axis Bank Atlas Credit Card vs ICICI Bank MakeMyTrip Credit Card

Honest side-by-side comparison of Axis Bank Atlas Credit Card, ICICI Bank MakeMyTrip Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Atlas Credit Card leads ICICI Bank MakeMyTrip Credit Card by about ₹2,902/yr in estimated net value.

Axis Bank Atlas Credit Card vs ICICI Bank MakeMyTrip Credit Card comparison table
Feature	Axis Bank Atlas Credit Card Axis Bank	ICICI Bank MakeMyTrip Credit Card ICICI Bank
Fees & eligibility
Annual fee	₹5,000	₹999
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹3,00,000/yr spend
Min income	₹50,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹6,802/yr	₹3,900/yr
Travel	5 pts per ₹150 spend → ₹67/mo (₹800/yr)	15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)
Top reward rate	5 EDGE Miles/₹150	10X reward points
Primary reward cap	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	Up to 18 domestic + 12 international visits/year · Visit count scales with annual card spend tiers — check Axis Atlas milestones	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent · Wallet
Bonuses
Signup bonus	₹5,000	₹1,500

Frequently asked questions

Which card has the lower annual fee?: ICICI Bank MakeMyTrip Credit Card has the lowest annual fee at ₹999.
Which card earns more on moderate spend?: Axis Bank Atlas Credit Card leads with an estimated ₹6,802/yr net annual value on moderate spend.
Which card has the lower income requirement?: ICICI Bank MakeMyTrip Credit Card lists a minimum monthly income of ₹35,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Axis Bank Atlas Credit Card

Axis Bank

Card 2

ICICI Bank MakeMyTrip Credit Card

ICICI Bank

Your adjusted comparison

Feature	Axis BankPlatinum Axis Bank Atlas Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Atlas Credit Card Top reward5 EDGE Miles/₹150 Annual fee₹5,000 Min income₹50,000/mo Tap to flip back Axis Bank Atlas Credit Card Axis Bank	ICICI BankPlatinum ICICI Bank MakeMyTrip Credit Card •••• •••• •••• 4242 Quick facts ICICI Bank MakeMyTrip Credit Card Top reward10X reward points Annual fee₹999 Min income₹35,000/mo Tap to flip back ICICI Bank MakeMyTrip Credit Card ICICI Bank
Fees & eligibility
Annual fee	₹5,000	₹999
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹3,00,000/yr spend
Min income	₹50,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹6,802/yr	₹3,900/yr
Travel	5 pts per ₹150 spend → ₹67/mo (₹800/yr)	15 pts per ₹150 spend → ₹125/mo (₹1,500/yr)
Top reward rate	5 EDGE Miles/₹150	10X reward points
Primary reward cap	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	Up to 18 domestic + 12 international visits/year · Visit count scales with annual card spend tiers — check Axis Atlas milestones	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet	EMI · Fuel · Rent · Wallet
Bonuses
Signup bonus	₹5,000	₹1,500

Axis Bank Atlas Credit Card details →ICICI Bank MakeMyTrip Credit Card details →

Share this comparison

https://cardhungry.com/in/en/compare/axis-atlas-vs-icici-makemytrip

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Axis Bank Atlas Credit Card comparisons