Which card has the lower annual fee?

Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.

Which card has the lower income requirement?

HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Axis Bank Flipkart Credit Card vs Bajaj Finserv DBS Bank SuperCard vs HDFC MoneyBack+ Credit Card

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, Bajaj Finserv DBS Bank SuperCard, HDFC MoneyBack+ Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card ranks first for estimated net annual value — ahead of HDFC MoneyBack+ Credit Card by about ₹5,270/yr.

Axis Bank Flipkart Credit Card vs Bajaj Finserv DBS Bank SuperCard vs HDFC MoneyBack+ Credit Card comparison table
Feature	Axis Bank Flipkart Credit Card Axis Bank	Bajaj Finserv DBS Bank SuperCard DBS Bank	HDFC MoneyBack+ Credit Card HDFC Bank
Fees & eligibility
Annual fee	₹500	₹999	₹500
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹2,00,000/yr spend	No waiver published
Min income	₹25,000/mo	₹25,000/mo	₹20,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹5,960/yr	₹180/yr	₹690/yr
Online shopping	5% cashback → ₹200/mo (₹2,400/yr) (cap hit)	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	10 pts per ₹150 spend → ₹42/mo (₹500/yr) (cap hit)
Top reward rate	5%	2X reward points	10X points
Primary reward cap	₹4,000 eligible spend/mo	No monthly cap published	₹2,500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet · Insurance	EMI · Fuel · Rent	EMI · Fuel · Rent
Bonuses
Signup bonus	₹500	—	₹500

Frequently asked questions

Which card has the lower annual fee?: Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?: HDFC MoneyBack+ Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Axis Bank Flipkart Credit Card

Axis Bank

Card 2

Bajaj Finserv DBS Bank SuperCard

DBS Bank

Card 3

HDFC MoneyBack+ Credit Card

HDFC Bank

Your adjusted comparison

Feature	Axis BankGold Axis Bank Flipkart Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Flipkart Credit Card Top reward5% Annual fee₹500 Min income₹25,000/mo Tap to flip back Axis Bank Flipkart Credit Card Axis Bank	DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank	HDFC BankClassic HDFC MoneyBack+ Credit Card •••• •••• •••• 4242 Quick facts HDFC MoneyBack+ Credit Card Top reward10X points Annual fee₹500 Min income₹20,000/mo Tap to flip back HDFC MoneyBack+ Credit Card HDFC Bank
Fees & eligibility
Annual fee	₹500	₹999	₹500
Fee waiver threshold	Waived at ₹2,00,000/yr spend	Waived at ₹2,00,000/yr spend	No waiver published
Min income	₹25,000/mo	₹25,000/mo	₹20,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	₹5,960/yr	₹180/yr	₹690/yr
Online shopping	5% cashback → ₹200/mo (₹2,400/yr) (cap hit)	2 pts per ₹150 spend → ₹33/mo (₹400/yr)	10 pts per ₹150 spend → ₹42/mo (₹500/yr) (cap hit)
Top reward rate	5%	2X reward points	10X points
Primary reward cap	₹4,000 eligible spend/mo	No monthly cap published	₹2,500 eligible spend/mo
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet · Insurance	EMI · Fuel · Rent	EMI · Fuel · Rent
Bonuses
Signup bonus	₹500	—	₹500

Axis Bank Flipkart Credit Card details →Bajaj Finserv DBS Bank SuperCard details →HDFC MoneyBack+ Credit Card details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Axis Bank Flipkart Credit Card comparisons