Side-by-side · honest numbers
Axis Bank Flipkart Credit Card vs Bajaj Finserv DBS Bank SuperCard vs IDFC FIRST Millennia Credit Card
Honest side-by-side comparison of Axis Bank Flipkart Credit Card, Bajaj Finserv DBS Bank SuperCard, IDFC FIRST Millennia Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card ranks first for estimated net annual value — ahead of IDFC FIRST Millennia Credit Card by about ₹1,248/yr.
| Feature | Axis Bank Flipkart Credit Card Axis Bank | Bajaj Finserv DBS Bank SuperCard DBS Bank | IDFC FIRST Millennia Credit Card IDFC FIRST Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹500 | ₹999 | Lifetime free |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | Waived at ₹2,00,000/yr spend | Lifetime free |
| Min income | ₹25,000/mo | ₹25,000/mo | ₹20,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹5,960/yr | ₹180/yr | ₹4,712/yr |
| Online shopping | 5% cashback → ₹200/mo (₹2,400/yr) (cap hit) | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | 3% cashback → ₹300/mo (₹3,600/yr) |
| Top reward rate | 5% | 2X reward points | 3% |
| Primary reward cap | ₹4,000 eligible spend/mo | No monthly cap published | ₹1,000 rewards/mo cap |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: 3% on online; 0.5% on other eligible spends · cap ₹1,000/month online cashback cap |
| Key exclusions | EMI · Fuel · Rent · Wallet · Insurance | EMI · Fuel · Rent | EMI · Rent |
| Bonuses | |||
| Signup bonus | ₹500 | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- IDFC FIRST Millennia Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- IDFC FIRST Millennia Credit Card lists a minimum monthly income of ₹20,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Axis Bank Flipkart Credit Card
Axis Bank
Bajaj Finserv DBS Bank SuperCard
DBS Bank
IDFC FIRST Millennia Credit Card
IDFC FIRST Bank
Your adjusted comparison
| Feature | Axis BankGold Axis Bank Flipkart Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Flipkart Credit Card Top reward5% Annual fee₹500 Min income₹25,000/mo Tap to flip back Axis Bank Flipkart Credit Card Axis Bank | DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank | IDFC FIRST BankGold IDFC FIRST Millennia Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST Millennia Credit Card Top reward3% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IDFC FIRST Millennia Credit Card IDFC FIRST Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹500 | ₹999 | Lifetime free |
| Fee waiver threshold | Waived at ₹2,00,000/yr spend | Waived at ₹2,00,000/yr spend | Lifetime free |
| Min income | ₹25,000/mo | ₹25,000/mo | ₹20,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | ₹5,960/yr | ₹180/yr | ₹4,712/yr |
| Online shopping | 5% cashback → ₹200/mo (₹2,400/yr) (cap hit) | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | 3% cashback → ₹300/mo (₹3,600/yr) |
| Top reward rate | 5% | 2X reward points | 3% |
| Primary reward cap | ₹4,000 eligible spend/mo | No monthly cap published | ₹1,000 rewards/mo cap |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: 3% on online; 0.5% on other eligible spends · cap ₹1,000/month online cashback cap |
| Key exclusions | EMI · Fuel · Rent · Wallet · Insurance | EMI · Fuel · Rent | EMI · Rent |
| Bonuses | |||
| Signup bonus | ₹500 | — | — |
Share this comparison
https://cardhungry.com/in/en/compare/axis-flipkart-vs-bajaj-dbs-supercard-vs-idfc-first-millenniaMore Axis Bank Flipkart Credit Card comparisons
- Axis Bank Flipkart Credit Card vs 811 Dream Different Credit Card
- Axis Bank Flipkart Credit Card vs AU Altura Credit Card
- Axis Bank Flipkart Credit Card vs AU Zenith Credit Card
- Axis Bank Flipkart Credit Card vs American Express Gold Card
- Axis Bank Flipkart Credit Card vs American Express Platinum Travel Card
- Axis Bank Flipkart Credit Card vs American Express SmartEarn Credit Card
- Axis Bank Flipkart Credit Card vs Amex Membership Rewards CC
- Axis Bank Flipkart Credit Card vs Axis Bank ACE Credit Card
- Axis Bank Flipkart Credit Card vs Axis Bank Airtel Credit Card
- Axis Bank Flipkart Credit Card vs Axis Bank Atlas Credit Card
- Axis Bank Flipkart Credit Card vs Axis Bank Magnus Credit Card
- Axis Bank Flipkart Credit Card vs Axis Bank My Zone Credit Card