CardHungry

Side-by-side · honest numbers

Axis Bank Flipkart Credit Card vs Bajaj Finserv DBS Bank SuperCard vs OneCard Metal Credit Card

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, Bajaj Finserv DBS Bank SuperCard, OneCard Metal Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card ranks first for estimated net annual value — ahead of OneCard Metal Credit Card by about ₹2,000/yr.

Axis Bank Flipkart Credit Card vs Bajaj Finserv DBS Bank SuperCard vs OneCard Metal Credit Card comparison table
FeatureAxis Bank Flipkart Credit Card

Axis Bank

Bajaj Finserv DBS Bank SuperCard

DBS Bank

OneCard Metal Credit Card

OneCard (BOB/FPL)

Fees & eligibility
Annual fee₹500₹999Lifetime free
Fee waiver thresholdWaived at ₹2,00,000/yr spendWaived at ₹2,00,000/yr spendLifetime free
Min income₹25,000/mo₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr₹180/yr₹3,960/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)2 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate5%2X reward points1% cashback
Primary reward cap₹4,000 eligible spend/moNo monthly cap publishedNo monthly cap published
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: 1% reward points on all eligible spends (5X on top category via app) · cap Points redeemable as statement credit per OneCard T&Cs
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · RentEMI · Rent
Bonuses
Signup bonus₹500

Frequently asked questions

Which card has the lower annual fee?
OneCard Metal Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?
OneCard Metal Credit Card lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Axis Bank Flipkart Credit Card

Axis Bank

Bajaj Finserv DBS Bank SuperCard

DBS Bank

OneCard Metal Credit Card

OneCard (BOB/FPL)

Your adjusted comparison

Feature
Axis BankGold

Axis Bank Flipkart Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Flipkart Credit Card

Top reward5%
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

Axis Bank Flipkart Credit Card

Axis Bank

DBS BankGold

Bajaj Finserv DBS Bank SuperCard

•••• •••• •••• 4242

Quick facts

Bajaj Finserv DBS Bank SuperCard

Top reward2X reward points
Annual fee₹999
Min income₹25,000/mo

Tap to flip back

Bajaj Finserv DBS Bank SuperCard

DBS Bank

OneCard (BOB/FPL)Metal

OneCard Metal Credit Card

•••• •••• •••• 4242

Quick facts

OneCard Metal Credit Card

Top reward1% cashback
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

OneCard Metal Credit Card

OneCard (BOB/FPL)

Fees & eligibility
Annual fee₹500₹999Lifetime free
Fee waiver thresholdWaived at ₹2,00,000/yr spendWaived at ₹2,00,000/yr spendLifetime free
Min income₹25,000/mo₹25,000/mo₹15,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr₹180/yr₹3,960/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)2 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate5%2X reward points1% cashback
Primary reward cap₹4,000 eligible spend/moNo monthly cap publishedNo monthly cap published
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Earns: 1% reward points on all eligible spends (5X on top category via app) · cap Points redeemable as statement credit per OneCard T&Cs
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · RentEMI · Rent
Bonuses
Signup bonus₹500

Share this comparison

https://cardhungry.com/in/en/compare/axis-flipkart-vs-bajaj-dbs-supercard-vs-onecard

More Axis Bank Flipkart Credit Card comparisons