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Axis Bank Flipkart Credit Card vs Bajaj Finserv RBL Bank SuperCard

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, Bajaj Finserv RBL Bank SuperCard — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

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Spend assumptions

All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.

Axis Bank Flipkart Credit Card

Axis Bank

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Your adjusted comparison

Feature
Axis Bank Flipkart Credit Card

Axis Bank Flipkart Credit Card

Axis Bank

Bajaj Finserv RBL Bank SuperCard credit card

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Fees & eligibility
Annual fee₹500₹999
Fee waiver thresholdWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹25,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹9,660/yr-₹899/yr
Online shopping₹8,000 × 7.5% = ₹600/mo (₹7,200/yr) · issuer max ₹1,333/mo₹8,000 → 107 pts/mo × ₹0.25/pt = ₹26.67/mo (₹320/yr)
Top reward rate5%2X points/₹150
Primary reward cap₹1,333 rewards/mo capNo monthly cap published
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI interest · Cash advance
Bonuses
Signup bonus₹500

Stack mode (hold both)

Holding both may not beat using only the better solo card on this spend.

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Reference summary

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card leads Bajaj Finserv RBL Bank SuperCard by about ₹10,559/yr in estimated net value.

Spend assumptions for this table

Moderate user spend profile · ₹31,000/mo

₹31,000/month total spend — typical India user

Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500

Axis Bank Flipkart Credit Card vs Bajaj Finserv RBL Bank SuperCard comparison table
FeatureAxis Bank Flipkart Credit Card

Axis Bank

Bajaj Finserv RBL Bank SuperCard

RBL Bank

Fees & eligibility
Annual fee₹500₹999
Fee waiver thresholdWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹25,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹9,660/yr-₹899/yr
Online shopping₹8,000 × 7.5% = ₹600/mo (₹7,200/yr) · issuer max ₹1,333/mo₹8,000 → 107 pts/mo × ₹0.25/pt = ₹26.67/mo (₹320/yr)
Top reward rate5%2X points/₹150
Primary reward cap₹1,333 rewards/mo capNo monthly cap published
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI interest · Cash advance
Bonuses
Signup bonus₹500

Frequently asked questions

Which card has the lower annual fee?
Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?
Axis Bank Flipkart Credit Card leads with an estimated ₹9,660/yr net annual value on moderate spend.
Which card has the lower income requirement?
Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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