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Axis Bank Flipkart Credit Card vs HDFC 6E Rewards Credit Card vs ICICI Coral Credit Card

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, HDFC 6E Rewards Credit Card, ICICI Coral Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card ranks first for estimated net annual value — ahead of HDFC 6E Rewards Credit Card by about ₹5,580/yr.

Axis Bank Flipkart Credit Card vs HDFC 6E Rewards Credit Card vs ICICI Coral Credit Card comparison table
FeatureAxis Bank Flipkart Credit Card

Axis Bank

HDFC 6E Rewards Credit Card

HDFC Bank

ICICI Coral Credit Card

ICICI Bank

Fees & eligibility
Annual fee₹500₹500₹500
Fee waiver thresholdWaived at ₹2,00,000/yr spendWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹25,000/mo₹30,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr₹380/yr₹90/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)
Travel5 pts per ₹150 spend → ₹42/mo (₹500/yr)
Top reward rate5%5X reward points2 RP/₹100
Primary reward cap₹4,000 eligible spend/moNo monthly cap published₹100/ticket
Perks & restrictions
Lounge accessNoneNoneRailway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · Rent · WalletEMI · Fuel · Rent
Bonuses
Signup bonus₹500

Frequently asked questions

Which card has the lower annual fee?
Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?
Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?
Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Axis Bank Flipkart Credit Card

Axis Bank

HDFC 6E Rewards Credit Card

HDFC Bank

ICICI Coral Credit Card

ICICI Bank

Your adjusted comparison

Feature
Axis BankGold

Axis Bank Flipkart Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Flipkart Credit Card

Top reward5%
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

Axis Bank Flipkart Credit Card

Axis Bank

HDFC BankPlatinum

HDFC 6E Rewards Credit Card

•••• •••• •••• 4242

Quick facts

HDFC 6E Rewards Credit Card

Top reward5X reward points
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

HDFC 6E Rewards Credit Card

HDFC Bank

ICICI BankGold

ICICI Coral Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Coral Credit Card

Top reward2 RP/₹100
Annual fee₹500
Min income₹30,000/mo

Tap to flip back

ICICI Coral Credit Card

ICICI Bank

Fees & eligibility
Annual fee₹500₹500₹500
Fee waiver thresholdWaived at ₹2,00,000/yr spendWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹25,000/mo₹30,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr₹380/yr₹90/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)
Travel5 pts per ₹150 spend → ₹42/mo (₹500/yr)
Top reward rate5%5X reward points2 RP/₹100
Primary reward cap₹4,000 eligible spend/moNo monthly cap published₹100/ticket
Perks & restrictions
Lounge accessNoneNoneRailway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&Cs
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · Rent · WalletEMI · Fuel · Rent
Bonuses
Signup bonus₹500

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