Which card has the lower annual fee?

Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.

Which card has the lower income requirement?

Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Axis Bank Flipkart Credit Card vs HDFC Regalia Gold

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, HDFC Regalia Gold — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card leads HDFC Regalia Gold by about ₹404/yr in estimated net value.

Axis Bank Flipkart Credit Card vs HDFC Regalia Gold comparison table
Feature	Axis Bank Flipkart Credit Card Axis Bank	HDFC Regalia Gold HDFC Bank
Annual fee	₹500	₹2,500
Min income (monthly)	₹25,000	₹50,000
Top reward rate	5%	4 RP/₹150
Net annual value (moderate spend)	₹5,960/yr	₹5,556/yr
Secured / FD-backed	No	No
Signup bonus	₹500	₹2,500

Frequently asked questions

Which card has the lower annual fee?: Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?: Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Axis BankGold Axis Bank Flipkart Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Flipkart Credit Card Top reward5% Annual fee₹500 Min income₹25,000/mo Tap to flip back Axis Bank Flipkart Credit Card Axis Bank	HDFC BankPlatinum HDFC Regalia Gold •••• •••• •••• 4242 Quick facts HDFC Regalia Gold Top reward4 RP/₹150 Annual fee₹2,500 Min income₹50,000/mo Tap to flip back HDFC Regalia Gold HDFC Bank
Annual fee	₹500	₹2,500
Min income	₹25,000	₹50,000
Top reward rate	5%	4 RP/₹150
Net value (moderate)	₹5,960/yr	₹5,556/yr
Secured / no bureau	Standard	Standard
Signup bonus	₹500	₹2,500

Axis Bank Flipkart Credit Card details →HDFC Regalia Gold details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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