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Axis Bank Flipkart Credit Card vs ICICI Sapphiro Credit Card

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, ICICI Sapphiro Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card leads ICICI Sapphiro Credit Card by about ₹2,404/yr in estimated net value.

Axis Bank Flipkart Credit Card vs ICICI Sapphiro Credit Card comparison table
FeatureAxis Bank Flipkart Credit Card

Axis Bank

ICICI Sapphiro Credit Card

ICICI Bank

Annual fee₹500₹3,500
Min income (monthly)₹25,000₹75,000
Top reward rate5%4 RP/₹100
Net annual value (moderate spend)₹5,960/yr₹3,556/yr
Secured / FD-backedNoNo
Signup bonus₹500₹4,000

Frequently asked questions

Which card has the lower annual fee?
Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?
Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?
Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

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Your adjusted comparison

Feature
Axis BankGold

Axis Bank Flipkart Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Flipkart Credit Card

Top reward5%
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

Axis Bank Flipkart Credit Card

Axis Bank

ICICI BankPlatinum

ICICI Sapphiro Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Sapphiro Credit Card

Top reward4 RP/₹100
Annual fee₹3,500
Min income₹75,000/mo

Tap to flip back

ICICI Sapphiro Credit Card

ICICI Bank

Annual fee₹500₹3,500
Min income₹25,000₹75,000
Top reward rate5%4 RP/₹100
Net value (moderate)₹5,960/yr₹3,556/yr
Secured / no bureauStandardStandard
Signup bonus₹500₹4,000

More Axis Bank Flipkart Credit Card comparisons