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Axis Bank Flipkart Credit Card vs IndusInd Bank Avios Visa Infinite Credit Card

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, IndusInd Bank Avios Visa Infinite Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card leads IndusInd Bank Avios Visa Infinite Credit Card by about ₹14,496/yr in estimated net value.

Axis Bank Flipkart Credit Card vs IndusInd Bank Avios Visa Infinite Credit Card comparison table
FeatureAxis Bank Flipkart Credit Card

Axis Bank

IndusInd Bank Avios Visa Infinite Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹500₹10,000
Fee waiver thresholdWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹75,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr-₹8,536/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)
Travel5 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate5%5X Avios points
Primary reward cap₹4,000 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessNoneUnlimited lounge access · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · Rent · Wallet
Bonuses
Signup bonus₹500

Frequently asked questions

Which card has the lower annual fee?
Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?
Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?
Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Axis Bank Flipkart Credit Card

Axis Bank

IndusInd Bank Avios Visa Infinite Credit Card

IndusInd Bank

Your adjusted comparison

Feature
Axis BankGold

Axis Bank Flipkart Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Flipkart Credit Card

Top reward5%
Annual fee₹500
Min income₹25,000/mo

Tap to flip back

Axis Bank Flipkart Credit Card

Axis Bank

IndusInd BankInfinite

IndusInd Bank Avios Visa Infinite Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Avios Visa Infinite Credit Card

Top reward5X Avios points
Annual fee₹10,000
Min income₹75,000/mo

Tap to flip back

IndusInd Bank Avios Visa Infinite Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹500₹10,000
Fee waiver thresholdWaived at ₹2,00,000/yr spendNo waiver published
Min income₹25,000/mo₹75,000/mo
Secured / FD-backedStandardStandard
Rewards
Net annual value (moderate)₹5,960/yr-₹8,536/yr
Online shopping5% cashback → ₹200/mo (₹2,400/yr) (cap hit)
Travel5 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate5%5X Avios points
Primary reward cap₹4,000 eligible spend/moNo monthly cap published
Perks & restrictions
Lounge accessNoneUnlimited lounge access · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · Wallet · InsuranceEMI · Fuel · Rent · Wallet
Bonuses
Signup bonus₹500

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