Which card has the lower annual fee?

Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.

Which card has the lower income requirement?

Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Axis Bank Flipkart Credit Card vs SBI Card PRIME

Honest side-by-side comparison of Axis Bank Flipkart Credit Card, SBI Card PRIME — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Flipkart Credit Card leads SBI Card PRIME by about ₹4,459/yr in estimated net value.

Axis Bank Flipkart Credit Card vs SBI Card PRIME comparison table
Feature	Axis Bank Flipkart Credit Card Axis Bank	SBI Card PRIME SBI Card
Fees & eligibility
Annual fee	₹500	₹2,999
Fee waiver threshold	Waived at ₹2,00,000/yr spend	₹5,00,000/yr
Min income	₹25,000/mo	₹45,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹5,960/yr	₹1,501/yr
Online shopping	5% cashback → ₹200/mo (₹2,400/yr) (cap hit)	—
Travel	—	6 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate	5%	4X reward points
Primary reward cap	₹4,000 eligible spend/mo	No monthly cap published
Perks & restrictions
Lounge access	None	Domestic lounge visits per year — verify count
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet · Insurance	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	₹500	₹3,000

Frequently asked questions

Which card has the lower annual fee?: Axis Bank Flipkart Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: Axis Bank Flipkart Credit Card leads with an estimated ₹5,960/yr net annual value on moderate spend.
Which card has the lower income requirement?: Axis Bank Flipkart Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Axis Bank Flipkart Credit Card

Axis Bank

Card 2

SBI Card PRIME

SBI Card

Your adjusted comparison

Feature	Axis BankGold Axis Bank Flipkart Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Flipkart Credit Card Top reward5% Annual fee₹500 Min income₹25,000/mo Tap to flip back Axis Bank Flipkart Credit Card Axis Bank	SBI CardPlatinum SBI Card PRIME •••• •••• •••• 4242 Quick facts SBI Card PRIME Top reward4X reward points Annual fee₹2,999 Min income₹45,000/mo Tap to flip back SBI Card PRIME SBI Card
Fees & eligibility
Annual fee	₹500	₹2,999
Fee waiver threshold	Waived at ₹2,00,000/yr spend	₹5,00,000/yr
Min income	₹25,000/mo	₹45,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹5,960/yr	₹1,501/yr
Online shopping	5% cashback → ₹200/mo (₹2,400/yr) (cap hit)	—
Travel	—	6 pts per ₹150 spend → ₹50/mo (₹600/yr)
Top reward rate	5%	4X reward points
Primary reward cap	₹4,000 eligible spend/mo	No monthly cap published
Perks & restrictions
Lounge access	None	Domestic lounge visits per year — verify count
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet · Insurance	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	₹500	₹3,000

Axis Bank Flipkart Credit Card details →SBI Card PRIME details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Axis Bank Flipkart Credit Card comparisons