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Axis Bank Privilege Credit Card vs Axis Bank Reserve Credit Card vs IndusInd Bank Tiger Credit Card

Honest side-by-side comparison of Axis Bank Privilege Credit Card, Axis Bank Reserve Credit Card, IndusInd Bank Tiger Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Axis Bank Privilege Credit Card ranks first for estimated net annual value — ahead of IndusInd Bank Tiger Credit Card by about ₹12,458/yr.

Axis Bank Privilege Credit Card vs Axis Bank Reserve Credit Card vs IndusInd Bank Tiger Credit Card comparison table
FeatureAxis Bank Privilege Credit Card

Axis Bank

Axis Bank Reserve Credit Card

Axis Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹1,500₹12,500Lifetime free
Fee waiver thresholdWaived at ₹2,50,000/yr spendNo waiver publishedLifetime free
Min income₹35,000/mo₹1,00,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹12,438/yr-₹10,580/yr-₹20/yr
Dining & delivery24 pts per ₹150 spend → ₹128/mo (₹1,536/yr)
Travel2 pts per ₹150 spend → ₹13/mo (₹160/yr)5 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate2 EDGE miles/₹15024 EDGE miles/₹1501 reward point/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessNoneUnlimited domestic & international lounge · No minimum spend required for lounge access2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · WalletEMI · Fuel · Rent · WalletEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus₹12,500

Frequently asked questions

Which card has the lower annual fee?
IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
Axis Bank Privilege Credit Card leads with an estimated ₹12,438/yr net annual value on moderate spend.
Which card has the lower income requirement?
IndusInd Bank Tiger Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Axis Bank Privilege Credit Card

Axis Bank

Axis Bank Reserve Credit Card

Axis Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Your adjusted comparison

Feature
Axis BankPlatinum

Axis Bank Privilege Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Privilege Credit Card

Top reward2 EDGE miles/₹150
Annual fee₹1,500
Min income₹35,000/mo

Tap to flip back

Axis Bank Privilege Credit Card

Axis Bank

Axis BankMetal

Axis Bank Reserve Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Reserve Credit Card

Top reward24 EDGE miles/₹150
Annual fee₹12,500
Min income₹1,00,000/mo

Tap to flip back

Axis Bank Reserve Credit Card

Axis Bank

IndusInd BankGold

IndusInd Bank Tiger Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Tiger Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹1,500₹12,500Lifetime free
Fee waiver thresholdWaived at ₹2,50,000/yr spendNo waiver publishedLifetime free
Min income₹35,000/mo₹1,00,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹12,438/yr-₹10,580/yr-₹20/yr
Dining & delivery24 pts per ₹150 spend → ₹128/mo (₹1,536/yr)
Travel2 pts per ₹150 spend → ₹13/mo (₹160/yr)5 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate2 EDGE miles/₹15024 EDGE miles/₹1501 reward point/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessNoneUnlimited domestic & international lounge · No minimum spend required for lounge access2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · Rent · WalletEMI · Fuel · Rent · WalletEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus₹12,500

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