Side-by-side · honest numbers
Axis Bank Privilege Credit Card vs Bajaj Finserv DBS Bank SuperCard vs IDFC FIRST WOW Credit Card
Honest side-by-side comparison of Axis Bank Privilege Credit Card, Bajaj Finserv DBS Bank SuperCard, IDFC FIRST WOW Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Axis Bank Privilege Credit Card ranks first for estimated net annual value — ahead of IDFC FIRST WOW Credit Card by about ₹11,638/yr.
| Feature | Axis Bank Privilege Credit Card Axis Bank | Bajaj Finserv DBS Bank SuperCard DBS Bank | IDFC FIRST WOW Credit Card IDFC FIRST Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹1,500 | ₹999 | Lifetime free |
| Fee waiver threshold | Waived at ₹2,50,000/yr spend | Waived at ₹2,00,000/yr spend | Lifetime free |
| Min income | ₹35,000/mo | ₹25,000/mo | Not stated |
| Secured / FD-backed | Standard | Standard | FD-backed |
| Rewards | |||
| Net annual value (moderate) | ₹12,438/yr | ₹180/yr | ₹800/yr |
| Online shopping | — | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — |
| Travel | 2 pts per ₹150 spend → ₹13/mo (₹160/yr) | — | — |
| Top reward rate | 2 EDGE miles/₹150 | 2X reward points | 1X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published | No monthly cap published |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs |
| Key exclusions | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent | Not stated |
| Bonuses | |||
| Signup bonus | ₹12,500 | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- IDFC FIRST WOW Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- Axis Bank Privilege Credit Card leads with an estimated ₹12,438/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Bajaj Finserv DBS Bank SuperCard lists a minimum monthly income of ₹25,000.
- Which cards are secured (FD-backed)?
- IDFC FIRST WOW Credit Card is secured — useful for thin credit files without a bureau pull at application.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Axis Bank Privilege Credit Card
Axis Bank
Bajaj Finserv DBS Bank SuperCard
DBS Bank
IDFC FIRST WOW Credit Card
IDFC FIRST Bank
Your adjusted comparison
| Feature | Axis BankPlatinum Axis Bank Privilege Credit Card •••• •••• •••• 4242 Quick facts Axis Bank Privilege Credit Card Top reward2 EDGE miles/₹150 Annual fee₹1,500 Min income₹35,000/mo Tap to flip back Axis Bank Privilege Credit Card Axis Bank | DBS BankGold Bajaj Finserv DBS Bank SuperCard •••• •••• •••• 4242 Quick facts Bajaj Finserv DBS Bank SuperCard Top reward2X reward points Annual fee₹999 Min income₹25,000/mo Tap to flip back Bajaj Finserv DBS Bank SuperCard DBS Bank | IDFC FIRST BankClassic IDFC FIRST WOW Credit Card •••• •••• •••• 4242 Quick facts IDFC FIRST WOW Credit Card Top reward1X reward points Annual feeLifetime Free Tap to flip back IDFC FIRST WOW Credit Card IDFC FIRST Bank |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ₹1,500 | ₹999 | Lifetime free |
| Fee waiver threshold | Waived at ₹2,50,000/yr spend | Waived at ₹2,00,000/yr spend | Lifetime free |
| Min income | ₹35,000/mo | ₹25,000/mo | Not stated |
| Secured / FD-backed | Standard | Standard | FD-backed |
| Rewards | |||
| Net annual value (moderate) | ₹12,438/yr | ₹180/yr | ₹800/yr |
| Online shopping | — | 2 pts per ₹150 spend → ₹33/mo (₹400/yr) | — |
| Travel | 2 pts per ₹150 spend → ₹13/mo (₹160/yr) | — | — |
| Top reward rate | 2 EDGE miles/₹150 | 2X reward points | 1X reward points |
| Primary reward cap | No monthly cap published | No monthly cap published | No monthly cap published |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) | Earns: Reward points on eligible spends via UPI and card · cap Lifetime-free; standard earn caps per IDFC T&Cs |
| Key exclusions | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent | Not stated |
| Bonuses | |||
| Signup bonus | ₹12,500 | — | — |
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https://cardhungry.com/in/en/compare/axis-privilege-vs-bajaj-dbs-supercard-vs-idfc-first-wowMore Axis Bank Privilege Credit Card comparisons
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