Side-by-side · honest numbers
Axis Bank SELECT Credit Card vs ICICI Bank MakeMyTrip Credit Card
Honest side-by-side comparison of Axis Bank SELECT Credit Card, ICICI Bank MakeMyTrip Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
Axis Bank SELECT Credit Card
Axis Bank
ICICI Bank MakeMyTrip Credit Card
ICICI Bank
Your adjusted comparison
| Feature | Axis Bank SELECT Credit Card Axis Bank | ICICI Bank MakeMyTrip Credit Card ICICI Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹3,000 | ₹999 |
| Fee waiver threshold | Waived at ₹3,00,000/yr spend | Waived at ₹3,00,000/yr spend |
| Min income | ₹50,000/mo | ₹35,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹12/yr | ₹2,761/yr |
| Travel | ₹3,000 → 40 pts/mo × ₹0.20/pt = ₹8/mo (₹96/yr) | — |
| Top reward rate | 2 EDGE miles/₹150 | 6% myCash |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | Domestic lounge — typically 2 visits per quarter · Minimum spend required — see issuer T&Cs for current threshold | 8 domestic + 1 international airport lounge visits per year · No minimum spend required for lounge access |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent · Wallet |
| Bonuses | ||
| Signup bonus | — | ₹1,500 |
Stack mode (hold both)
Cap-aware split: ~₹4,411/yr combined NAV (₹1,650 vs best solo). Both annual fees apply.
Share this comparison
https://cardhungry.com/in/en/compare/axis-select-vs-icici-makemytripReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, ICICI Bank MakeMyTrip Credit Card leads Axis Bank SELECT Credit Card by about ₹2,749/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ₹31,000/mo
₹31,000/month total spend — typical India user
Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500
| Feature | Axis Bank SELECT Credit Card Axis Bank | ICICI Bank MakeMyTrip Credit Card ICICI Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹3,000 | ₹999 |
| Fee waiver threshold | Waived at ₹3,00,000/yr spend | Waived at ₹3,00,000/yr spend |
| Min income | ₹50,000/mo | ₹35,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ₹12/yr | ₹2,761/yr |
| Travel | ₹3,000 → 40 pts/mo × ₹0.20/pt = ₹8/mo (₹96/yr) | — |
| Top reward rate | 2 EDGE miles/₹150 | 6% myCash |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | Domestic lounge — typically 2 visits per quarter · Minimum spend required — see issuer T&Cs for current threshold | 8 domestic + 1 international airport lounge visits per year · No minimum spend required for lounge access |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet | EMI · Fuel · Rent · Wallet |
| Bonuses | ||
| Signup bonus | — | ₹1,500 |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Bank MakeMyTrip Credit Card has the lowest annual fee at ₹999.
- Which card earns more on moderate spend?
- ICICI Bank MakeMyTrip Credit Card leads with an estimated ₹2,761/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- ICICI Bank MakeMyTrip Credit Card lists a minimum monthly income of ₹35,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
More Axis Bank SELECT Credit Card comparisons
- Axis Bank SELECT Credit Card vs 811 Dream Different Credit Card
- Axis Bank SELECT Credit Card vs AU Altura Credit Card
- Axis Bank SELECT Credit Card vs AU Altura+ Credit Card
- Axis Bank SELECT Credit Card vs AU LIT Credit Card
- Axis Bank SELECT Credit Card vs AU Zenith Credit Card
- Axis Bank SELECT Credit Card vs American Express Gold Card
- Axis Bank SELECT Credit Card vs American Express Platinum Travel Card
- Axis Bank SELECT Credit Card vs American Express SmartEarn Credit Card
- Axis Bank SELECT Credit Card vs Amex Membership Rewards CC
- Axis Bank SELECT Credit Card vs Axis Bank ACE Credit Card
- Axis Bank SELECT Credit Card vs Axis Bank Airtel Credit Card
- Axis Bank SELECT Credit Card vs Axis Bank Atlas Credit Card