Which card has the lower annual fee?

ICICI Coral Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

ICICI Coral Credit Card leads with an estimated ₹90/yr net annual value on moderate spend.

Which card has the lower income requirement?

ICICI Coral Credit Card lists a minimum monthly income of ₹30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

HDFC Bank Infinia Credit Card vs ICICI Coral Credit Card

Honest side-by-side comparison of HDFC Bank Infinia Credit Card, ICICI Coral Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Coral Credit Card leads HDFC Bank Infinia Credit Card by about ₹2,731/yr in estimated net value.

HDFC Bank Infinia Credit Card vs ICICI Coral Credit Card comparison table
Feature	HDFC Bank Infinia Credit Card HDFC Bank	ICICI Coral Credit Card ICICI Bank
Annual fee	₹12,500	₹500
Min income (monthly)	₹1,00,000	₹30,000
Top reward rate	5 RP/₹150	2 RP/₹100
Net annual value (moderate spend)	-₹2,641/yr	₹90/yr
Secured / FD-backed	No	No
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: ICICI Coral Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: ICICI Coral Credit Card leads with an estimated ₹90/yr net annual value on moderate spend.
Which card has the lower income requirement?: ICICI Coral Credit Card lists a minimum monthly income of ₹30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	HDFC BankMetal HDFC Bank Infinia Credit Card •••• •••• •••• 4242 Quick facts HDFC Bank Infinia Credit Card Top reward5 RP/₹150 Annual fee₹12,500 Min income₹1,00,000/mo Tap to flip back HDFC Bank Infinia Credit Card HDFC Bank	ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank
Annual fee	₹12,500	₹500
Min income	₹1,00,000	₹30,000
Top reward rate	5 RP/₹150	2 RP/₹100
Net value (moderate)	-₹2,641/yr	₹90/yr
Secured / no bureau	Standard	Standard
Signup bonus	—	—

HDFC Bank Infinia Credit Card details →ICICI Coral Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More HDFC Bank Infinia Credit Card comparisons