Side-by-side · honest numbers
Tata Neu Plus HDFC Bank Credit Card vs ICICI Platinum Chip vs RBL World Safari
Honest side-by-side comparison of Tata Neu Plus HDFC Bank Credit Card, ICICI Platinum Chip, RBL World Safari — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Tata Neu Plus HDFC Bank Credit Card ranks first for estimated net annual value — ahead of RBL World Safari by about ₹1,281/yr.
| Feature | Tata Neu Plus HDFC Bank Credit Card HDFC Bank | ICICI Platinum Chip ICICI Bank | RBL World Safari RBL Bank |
|---|---|---|---|
| Annual fee | ₹499 | ₹0 | ₹3,000 |
| Min income (monthly) | ₹25,000 | ₹18,000 | ₹50,000 |
| Top reward rate | 5% NeuCoins | 1 RP/₹150 | 4X points |
| Net annual value (moderate spend) | ₹3,529/yr | -₹142/yr | ₹2,248/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | ₹499 | — | ₹3,000 |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Platinum Chip has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- Tata Neu Plus HDFC Bank Credit Card leads with an estimated ₹3,529/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- ICICI Platinum Chip lists a minimum monthly income of ₹18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank | ICICI BankClassic ICICI Platinum Chip •••• •••• •••• 4242 Quick facts ICICI Platinum Chip Top reward1 RP/₹150 Annual feeLifetime Free Min income₹18,000/mo Tap to flip back ICICI Platinum Chip ICICI Bank | RBL BankPlatinum RBL World Safari •••• •••• •••• 4242 Quick facts RBL World Safari Top reward4X points Annual fee₹3,000 Min income₹50,000/mo Tap to flip back RBL World Safari RBL Bank |
|---|---|---|---|
| Annual fee | ₹499 | ₹0 | ₹3,000 |
| Min income | ₹25,000 | ₹18,000 | ₹50,000 |
| Top reward rate | 5% NeuCoins | 1 RP/₹150 | 4X points |
| Net value (moderate) | ₹3,529/yr | -₹142/yr | ₹2,248/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ₹499 | — | ₹3,000 |
More Tata Neu Plus HDFC Bank Credit Card comparisons
- Tata Neu Plus HDFC Bank Credit Card vs 811 Dream Different Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs AU Altura Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs AU Zenith Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs American Express Gold Card
- Tata Neu Plus HDFC Bank Credit Card vs American Express Platinum Travel Card
- Tata Neu Plus HDFC Bank Credit Card vs Amex Membership Rewards CC
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank ACE Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Atlas Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Flipkart Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Magnus Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank My Zone Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Neo Credit Card