Side-by-side · honest numbers
Tata Neu Plus HDFC Bank Credit Card vs SBI BPCL Octane vs SBI SimplySAVE
Honest side-by-side comparison of Tata Neu Plus HDFC Bank Credit Card, SBI BPCL Octane, SBI SimplySAVE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of SBI SimplySAVE by about ₹4,089/yr.
| Feature | Tata Neu Plus HDFC Bank Credit Card HDFC Bank | SBI BPCL Octane SBI Card | SBI SimplySAVE SBI Card |
|---|---|---|---|
| Annual fee | ₹499 | ₹1,499 | ₹499 |
| Min income (monthly) | ₹25,000 | ₹30,000 | ₹18,000 |
| Top reward rate | 5% NeuCoins | 25X points | 10 RP/₹100 |
| Net annual value (moderate spend) | ₹3,529/yr | ₹9,570/yr | ₹5,481/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | ₹499 | ₹6,000 | ₹2,000 |
Frequently asked questions
- Which card has the lower annual fee?
- Tata Neu Plus HDFC Bank Credit Card has the lowest annual fee at ₹499.
- Which card earns more on moderate spend?
- SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- SBI SimplySAVE lists a minimum monthly income of ₹18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | HDFC BankGold Tata Neu Plus HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Tata Neu Plus HDFC Bank Credit Card Top reward5% NeuCoins Annual fee₹499 Min income₹25,000/mo Tap to flip back Tata Neu Plus HDFC Bank Credit Card HDFC Bank | SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card | SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card |
|---|---|---|---|
| Annual fee | ₹499 | ₹1,499 | ₹499 |
| Min income | ₹25,000 | ₹30,000 | ₹18,000 |
| Top reward rate | 5% NeuCoins | 25X points | 10 RP/₹100 |
| Net value (moderate) | ₹3,529/yr | ₹9,570/yr | ₹5,481/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ₹499 | ₹6,000 | ₹2,000 |
More Tata Neu Plus HDFC Bank Credit Card comparisons
- Tata Neu Plus HDFC Bank Credit Card vs 811 Dream Different Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs AU Altura Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs AU Zenith Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs American Express Gold Card
- Tata Neu Plus HDFC Bank Credit Card vs American Express Platinum Travel Card
- Tata Neu Plus HDFC Bank Credit Card vs Amex Membership Rewards CC
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank ACE Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Atlas Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Flipkart Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Magnus Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank My Zone Credit Card
- Tata Neu Plus HDFC Bank Credit Card vs Axis Bank Neo Credit Card