Side-by-side · honest numbers
HSBC TravelOne Credit Card vs YES Bank Marquee Credit Card
Honest side-by-side comparison of HSBC TravelOne Credit Card, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
HSBC TravelOne Credit Card
HSBC
YES Bank Marquee Credit Card
YES Bank
Your adjusted comparison
| Feature | HSBC TravelOne Credit Card HSBC | YES Bank Marquee Credit Card YES Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹4,999 | ₹9,999 |
| Fee waiver threshold | ₹12,00,000/yr | No waiver published |
| Min income | ₹75,000/mo | ₹40,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | -₹5,239/yr | -₹10,839/yr |
| Travel | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) |
| Top reward rate | 4 points/₹100 | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | 6 domestic + 4 international airport lounge visits per year · No minimum spend required for lounge access | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet · Insurance | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
Stack mode (hold both)
Holding both may not beat using only the better solo card on this spend.
Share this comparison
https://cardhungry.com/in/en/compare/hsbc-travelone-vs-yes-marqueeReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, HSBC TravelOne Credit Card leads YES Bank Marquee Credit Card by about ₹5,600/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ₹31,000/mo
₹31,000/month total spend — typical India user
Online ₹8,000 · Groceries ₹5,000 · Other ₹4,000 · Dining ₹3,500 · Bills ₹3,500
| Feature | HSBC TravelOne Credit Card HSBC | YES Bank Marquee Credit Card YES Bank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ₹4,999 | ₹9,999 |
| Fee waiver threshold | ₹12,00,000/yr | No waiver published |
| Min income | ₹75,000/mo | ₹40,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | -₹5,239/yr | -₹10,839/yr |
| Travel | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) | ₹3,000 → 80 pts/mo × ₹0.25/pt = ₹20/mo (₹240/yr) |
| Top reward rate | 4 points/₹100 | 4 RP/₹150 |
| Primary reward cap | No monthly cap published | No monthly cap published |
| Perks & restrictions | ||
| Lounge access | 6 domestic + 4 international airport lounge visits per year · No minimum spend required for lounge access | Domestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs |
| UPI rewards | Not supported (Visa/MC) | Not supported (Visa/MC) |
| Key exclusions | EMI · Fuel · Rent · Wallet · Insurance | EMI · Fuel · Rent |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- HSBC TravelOne Credit Card has the lowest annual fee at ₹4,999.
- Which card earns more on moderate spend?
- HSBC TravelOne Credit Card leads with an estimated -₹5,239/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- YES Bank Marquee Credit Card lists a minimum monthly income of ₹40,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
More HSBC TravelOne Credit Card comparisons
- HSBC TravelOne Credit Card vs 811 Dream Different Credit Card
- HSBC TravelOne Credit Card vs AU Altura Credit Card
- HSBC TravelOne Credit Card vs AU Altura+ Credit Card
- HSBC TravelOne Credit Card vs AU LIT Credit Card
- HSBC TravelOne Credit Card vs AU Zenith Credit Card
- HSBC TravelOne Credit Card vs American Express Gold Card
- HSBC TravelOne Credit Card vs American Express Platinum Travel Card
- HSBC TravelOne Credit Card vs American Express SmartEarn Credit Card
- HSBC TravelOne Credit Card vs Amex Membership Rewards CC
- HSBC TravelOne Credit Card vs Axis Bank ACE Credit Card
- HSBC TravelOne Credit Card vs Axis Bank Airtel Credit Card
- HSBC TravelOne Credit Card vs Axis Bank Atlas Credit Card