Side-by-side · honest numbers
ICICI Coral Credit Card vs ICICI Platinum Chip vs ICICI Sapphiro Credit Card
Honest side-by-side comparison of ICICI Coral Credit Card, ICICI Platinum Chip, ICICI Sapphiro Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, ICICI Sapphiro Credit Card ranks first for estimated net annual value — ahead of ICICI Coral Credit Card by about ₹3,466/yr.
| Feature | ICICI Coral Credit Card ICICI Bank | ICICI Platinum Chip ICICI Bank | ICICI Sapphiro Credit Card ICICI Bank |
|---|---|---|---|
| Annual fee | ₹500 | ₹0 | ₹3,500 |
| Min income (monthly) | ₹30,000 | ₹18,000 | ₹75,000 |
| Top reward rate | 2 RP/₹100 | 1 RP/₹150 | 4 RP/₹100 |
| Net annual value (moderate spend) | ₹90/yr | -₹142/yr | ₹3,556/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | ₹4,000 |
Frequently asked questions
- Which card has the lower annual fee?
- ICICI Platinum Chip has a ₹0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- ICICI Sapphiro Credit Card leads with an estimated ₹3,556/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- ICICI Platinum Chip lists a minimum monthly income of ₹18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank | ICICI BankClassic ICICI Platinum Chip •••• •••• •••• 4242 Quick facts ICICI Platinum Chip Top reward1 RP/₹150 Annual feeLifetime Free Min income₹18,000/mo Tap to flip back ICICI Platinum Chip ICICI Bank | ICICI BankPlatinum ICICI Sapphiro Credit Card •••• •••• •••• 4242 Quick facts ICICI Sapphiro Credit Card Top reward4 RP/₹100 Annual fee₹3,500 Min income₹75,000/mo Tap to flip back ICICI Sapphiro Credit Card ICICI Bank |
|---|---|---|---|
| Annual fee | ₹500 | ₹0 | ₹3,500 |
| Min income | ₹30,000 | ₹18,000 | ₹75,000 |
| Top reward rate | 2 RP/₹100 | 1 RP/₹150 | 4 RP/₹100 |
| Net value (moderate) | ₹90/yr | -₹142/yr | ₹3,556/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | ₹4,000 |
More ICICI Coral Credit Card comparisons
- ICICI Coral Credit Card vs 811 Dream Different Credit Card
- ICICI Coral Credit Card vs AU Altura Credit Card
- ICICI Coral Credit Card vs AU Zenith Credit Card
- ICICI Coral Credit Card vs American Express Gold Card
- ICICI Coral Credit Card vs American Express Platinum Travel Card
- ICICI Coral Credit Card vs Amex Membership Rewards CC
- ICICI Coral Credit Card vs Axis Bank ACE Credit Card
- ICICI Coral Credit Card vs Axis Bank Atlas Credit Card
- ICICI Coral Credit Card vs Axis Bank Flipkart Credit Card
- ICICI Coral Credit Card vs Axis Bank Magnus Credit Card
- ICICI Coral Credit Card vs Axis Bank My Zone Credit Card
- ICICI Coral Credit Card vs Axis Bank Neo Credit Card