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ICICI Coral Credit Card vs IndusInd Bank Pinnacle Credit Card vs RBL Bank ShopRite

Honest side-by-side comparison of ICICI Coral Credit Card, IndusInd Bank Pinnacle Credit Card, RBL Bank ShopRite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, RBL Bank ShopRite ranks first for estimated net annual value — ahead of ICICI Coral Credit Card by about ₹370/yr.

ICICI Coral Credit Card vs IndusInd Bank Pinnacle Credit Card vs RBL Bank ShopRite comparison table
FeatureICICI Coral Credit Card

ICICI Bank

IndusInd Bank Pinnacle Credit Card

IndusInd Bank

RBL Bank ShopRite

RBL Bank

Annual fee₹500₹10,000₹0
Min income (monthly)₹30,000₹75,000₹15,000
Top reward rate2 RP/₹1003X points/₹1505% on first ₹1,000/mo
Net annual value (moderate spend)₹90/yr-₹6,550/yr₹460/yr
Secured / FD-backedNoNoNo
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
RBL Bank ShopRite has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
RBL Bank ShopRite leads with an estimated ₹460/yr net annual value on moderate spend.
Which card has the lower income requirement?
RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
ICICI BankGold

ICICI Coral Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Coral Credit Card

Top reward2 RP/₹100
Annual fee₹500
Min income₹30,000/mo

Tap to flip back

ICICI Coral Credit Card

ICICI Bank

IndusInd BankPlatinum

IndusInd Bank Pinnacle Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Pinnacle Credit Card

Top reward3X points/₹150
Annual fee₹10,000
Min income₹75,000/mo

Tap to flip back

IndusInd Bank Pinnacle Credit Card

IndusInd Bank

RBL BankClassic

RBL Bank ShopRite

•••• •••• •••• 4242

Quick facts

RBL Bank ShopRite

Top reward5% on first ₹1,000/mo
Annual feeLifetime Free
Min income₹15,000/mo

Tap to flip back

RBL Bank ShopRite

RBL Bank

Annual fee₹500₹10,000₹0
Min income₹30,000₹75,000₹15,000
Top reward rate2 RP/₹1003X points/₹1505% on first ₹1,000/mo
Net value (moderate)₹90/yr-₹6,550/yr₹460/yr
Secured / no bureauStandardStandardStandard
Signup bonus

More ICICI Coral Credit Card comparisons