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ICICI Coral Credit Card vs IndusInd Bank Platinum Credit Card vs IndusInd Bank Tiger Credit Card

Honest side-by-side comparison of ICICI Coral Credit Card, IndusInd Bank Platinum Credit Card, IndusInd Bank Tiger Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ICICI Coral Credit Card ranks first for estimated net annual value — ahead of IndusInd Bank Platinum Credit Card by about ₹110/yr.

ICICI Coral Credit Card vs IndusInd Bank Platinum Credit Card vs IndusInd Bank Tiger Credit Card comparison table
FeatureICICI Coral Credit Card

ICICI Bank

IndusInd Bank Platinum Credit Card

IndusInd Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹500Lifetime freeLifetime free
Fee waiver thresholdNo waiver publishedLifetime freeLifetime free
Min income₹30,000/mo₹20,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹90/yr-₹20/yr-₹20/yr
Top reward rate2 RP/₹1001 reward point/₹1501 reward point/₹150
Primary reward cap₹100/ticketNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessRailway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&CsNone2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI · Fuel · RentEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
IndusInd Bank Platinum Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
ICICI Coral Credit Card leads with an estimated ₹90/yr net annual value on moderate spend.
Which card has the lower income requirement?
IndusInd Bank Platinum Credit Card lists a minimum monthly income of ₹20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

ICICI Coral Credit Card

ICICI Bank

IndusInd Bank Platinum Credit Card

IndusInd Bank

IndusInd Bank Tiger Credit Card

IndusInd Bank

Your adjusted comparison

Feature
ICICI BankGold

ICICI Coral Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Coral Credit Card

Top reward2 RP/₹100
Annual fee₹500
Min income₹30,000/mo

Tap to flip back

ICICI Coral Credit Card

ICICI Bank

IndusInd BankPlatinum

IndusInd Bank Platinum Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Platinum Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Platinum Credit Card

IndusInd Bank

IndusInd BankGold

IndusInd Bank Tiger Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Tiger Credit Card

Top reward1 reward point/₹150
Annual feeLifetime Free
Min income₹20,000/mo

Tap to flip back

IndusInd Bank Tiger Credit Card

IndusInd Bank

Fees & eligibility
Annual fee₹500Lifetime freeLifetime free
Fee waiver thresholdNo waiver publishedLifetime freeLifetime free
Min income₹30,000/mo₹20,000/mo₹20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹90/yr-₹20/yr-₹20/yr
Top reward rate2 RP/₹1001 reward point/₹1501 reward point/₹150
Primary reward cap₹100/ticketNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessRailway lounge access at select stations · Complimentary railway lounge — no spend gate stated in public T&CsNone2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI · Fuel · RentEMI · Fuel · Rent · Wallet loads
Bonuses
Signup bonus

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