Which card has the lower annual fee?

ICICI Coral Credit Card has the lowest annual fee at ₹500.

Which card earns more on moderate spend?

SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI Cashback Credit Card lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

ICICI Coral Credit Card vs SBI Cashback Credit Card

Honest side-by-side comparison of ICICI Coral Credit Card, SBI Cashback Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Cashback Credit Card leads ICICI Coral Credit Card by about ₹6,660/yr in estimated net value.

ICICI Coral Credit Card vs SBI Cashback Credit Card comparison table
Feature	ICICI Coral Credit Card ICICI Bank	SBI Cashback Credit Card SBI Card
Annual fee	₹500	₹999
Min income (monthly)	₹30,000	₹25,000
Top reward rate	2 RP/₹100	5%
Net annual value (moderate spend)	₹90/yr	₹6,750/yr
Secured / FD-backed	No	No
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: ICICI Coral Credit Card has the lowest annual fee at ₹500.
Which card earns more on moderate spend?: SBI Cashback Credit Card leads with an estimated ₹6,750/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI Cashback Credit Card lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	ICICI BankGold ICICI Coral Credit Card •••• •••• •••• 4242 Quick facts ICICI Coral Credit Card Top reward2 RP/₹100 Annual fee₹500 Min income₹30,000/mo Tap to flip back ICICI Coral Credit Card ICICI Bank	SBI CardGold SBI Cashback Credit Card •••• •••• •••• 4242 Quick facts SBI Cashback Credit Card Top reward5% Annual fee₹999 Min income₹25,000/mo Tap to flip back SBI Cashback Credit Card SBI Card
Annual fee	₹500	₹999
Min income	₹30,000	₹25,000
Top reward rate	2 RP/₹100	5%
Net value (moderate)	₹90/yr	₹6,750/yr
Secured / no bureau	Standard	Standard
Signup bonus	—	—

ICICI Coral Credit Card details →SBI Cashback Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More ICICI Coral Credit Card comparisons