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ICICI Coral Credit Card vs SBI Card against Fixed Deposit vs YES Bank Marquee Credit Card

Honest side-by-side comparison of ICICI Coral Credit Card, SBI Card against Fixed Deposit, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Card against Fixed Deposit ranks first for estimated net annual value — ahead of YES Bank Marquee Credit Card by about ₹1,566/yr.

ICICI Coral Credit Card vs SBI Card against Fixed Deposit vs YES Bank Marquee Credit Card comparison table
FeatureICICI Coral Credit Card

ICICI Bank

SBI Card against Fixed Deposit

SBI Card

YES Bank Marquee Credit Card

YES Bank

Annual fee₹500₹0₹999
Min income (monthly)₹30,000Not stated₹40,000
Top reward rate2 RP/₹10080% of FD value4 RP/₹150
Net annual value (moderate spend)₹90/yr₹1,770/yr₹204/yr
Secured / FD-backedNoYesNo
Signup bonus

Frequently asked questions

Which card has the lower annual fee?
SBI Card against Fixed Deposit has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?
SBI Card against Fixed Deposit leads with an estimated ₹1,770/yr net annual value on moderate spend.
Which card has the lower income requirement?
ICICI Coral Credit Card lists a minimum monthly income of ₹30,000.
Which cards are secured (FD-backed)?
SBI Card against Fixed Deposit is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

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Your adjusted comparison

Feature
ICICI BankGold

ICICI Coral Credit Card

•••• •••• •••• 4242

Quick facts

ICICI Coral Credit Card

Top reward2 RP/₹100
Annual fee₹500
Min income₹30,000/mo

Tap to flip back

ICICI Coral Credit Card

ICICI Bank

SBI CardClassic

SBI Card against Fixed Deposit

•••• •••• •••• 4242

Quick facts

SBI Card against Fixed Deposit

Top reward80% of FD value
Annual feeLifetime Free

Tap to flip back

SBI Card against Fixed Deposit

SBI Card

YES BankPlatinum

YES Bank Marquee Credit Card

•••• •••• •••• 4242

Quick facts

YES Bank Marquee Credit Card

Top reward4 RP/₹150
Annual fee₹999
Min income₹40,000/mo

Tap to flip back

YES Bank Marquee Credit Card

YES Bank

Annual fee₹500₹0₹999
Min income₹30,000Not stated₹40,000
Top reward rate2 RP/₹10080% of FD value4 RP/₹150
Net value (moderate)₹90/yr₹1,770/yr₹204/yr
Secured / no bureauStandardFD-backedStandard
Signup bonus

More ICICI Coral Credit Card comparisons