Which card has the lower annual fee?

RBL World Safari has the lowest annual fee at ₹3,000.

Which card earns more on moderate spend?

RBL World Safari leads with an estimated ₹1,968/yr net annual value on moderate spend.

Which card has the lower income requirement?

IndusInd Bank Crest Credit Card lists a minimum monthly income of ₹50,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Crest Credit Card vs RBL World Safari

Honest side-by-side comparison of IndusInd Bank Crest Credit Card, RBL World Safari — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, RBL World Safari leads IndusInd Bank Crest Credit Card by about ₹1,888/yr in estimated net value.

IndusInd Bank Crest Credit Card vs RBL World Safari comparison table
Feature	IndusInd Bank Crest Credit Card IndusInd Bank	RBL World Safari RBL Bank
Fees & eligibility
Annual fee	₹5,000	₹3,000
Fee waiver threshold	Waived at ₹4,00,000/yr spend	No waiver published
Min income	₹50,000/mo	₹50,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹80/yr	₹1,968/yr
Travel	2 pts per ₹150 spend → ₹17/mo (₹200/yr)	4 pts per ₹150 spend → ₹40/mo (₹480/yr)
Top reward rate	2X reward points	4X points
Primary reward cap	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	Domestic lounge access	2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent	EMI · Rent · Wallet
Bonuses
Signup bonus	—	₹3,000

Frequently asked questions

Which card has the lower annual fee?: RBL World Safari has the lowest annual fee at ₹3,000.
Which card earns more on moderate spend?: RBL World Safari leads with an estimated ₹1,968/yr net annual value on moderate spend.
Which card has the lower income requirement?: IndusInd Bank Crest Credit Card lists a minimum monthly income of ₹50,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

IndusInd Bank Crest Credit Card

IndusInd Bank

Card 2

RBL World Safari

RBL Bank

Your adjusted comparison

Feature	IndusInd BankPlatinum IndusInd Bank Crest Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Crest Credit Card Top reward2X reward points Annual fee₹5,000 Min income₹50,000/mo Tap to flip back IndusInd Bank Crest Credit Card IndusInd Bank	RBL BankPlatinum RBL World Safari •••• •••• •••• 4242 Quick facts RBL World Safari Top reward4X points Annual fee₹3,000 Min income₹50,000/mo Tap to flip back RBL World Safari RBL Bank
Fees & eligibility
Annual fee	₹5,000	₹3,000
Fee waiver threshold	Waived at ₹4,00,000/yr spend	No waiver published
Min income	₹50,000/mo	₹50,000/mo
Secured / FD-backed	Standard	Standard
Rewards
Net annual value (moderate)	₹80/yr	₹1,968/yr
Travel	2 pts per ₹150 spend → ₹17/mo (₹200/yr)	4 pts per ₹150 spend → ₹40/mo (₹480/yr)
Top reward rate	2X reward points	4X points
Primary reward cap	No monthly cap published	No monthly cap published
Perks & restrictions
Lounge access	Domestic lounge access	2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent	EMI · Rent · Wallet
Bonuses
Signup bonus	—	₹3,000

IndusInd Bank Crest Credit Card details →RBL World Safari details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IndusInd Bank Crest Credit Card comparisons