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IndusInd Bank Crest Credit Card vs RBL World Safari vs YES Bank Marquee Credit Card

Honest side-by-side comparison of IndusInd Bank Crest Credit Card, RBL World Safari, YES Bank Marquee Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, RBL World Safari ranks first for estimated net annual value — ahead of IndusInd Bank Crest Credit Card by about ₹1,888/yr.

IndusInd Bank Crest Credit Card vs RBL World Safari vs YES Bank Marquee Credit Card comparison table
FeatureIndusInd Bank Crest Credit Card

IndusInd Bank

RBL World Safari

RBL Bank

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹5,000₹3,000₹999
Fee waiver thresholdWaived at ₹4,00,000/yr spendNo waiver publishedNo waiver published
Min income₹50,000/mo₹50,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹80/yr₹1,968/yr-₹29/yr
Travel2 pts per ₹150 spend → ₹17/mo (₹200/yr)4 pts per ₹150 spend → ₹40/mo (₹480/yr)4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate2X reward points4X points4 RP/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessDomestic lounge access2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarterDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI · Rent · WalletEMI · Fuel · Rent
Bonuses
Signup bonus₹3,000

Frequently asked questions

Which card has the lower annual fee?
YES Bank Marquee Credit Card has the lowest annual fee at ₹999.
Which card earns more on moderate spend?
RBL World Safari leads with an estimated ₹1,968/yr net annual value on moderate spend.
Which card has the lower income requirement?
YES Bank Marquee Credit Card lists a minimum monthly income of ₹40,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

IndusInd Bank Crest Credit Card

IndusInd Bank

RBL World Safari

RBL Bank

YES Bank Marquee Credit Card

YES Bank

Your adjusted comparison

Feature
IndusInd BankPlatinum

IndusInd Bank Crest Credit Card

•••• •••• •••• 4242

Quick facts

IndusInd Bank Crest Credit Card

Top reward2X reward points
Annual fee₹5,000
Min income₹50,000/mo

Tap to flip back

IndusInd Bank Crest Credit Card

IndusInd Bank

RBL BankPlatinum

RBL World Safari

•••• •••• •••• 4242

Quick facts

RBL World Safari

Top reward4X points
Annual fee₹3,000
Min income₹50,000/mo

Tap to flip back

RBL World Safari

RBL Bank

YES BankPlatinum

YES Bank Marquee Credit Card

•••• •••• •••• 4242

Quick facts

YES Bank Marquee Credit Card

Top reward4 RP/₹150
Annual fee₹999
Min income₹40,000/mo

Tap to flip back

YES Bank Marquee Credit Card

YES Bank

Fees & eligibility
Annual fee₹5,000₹3,000₹999
Fee waiver thresholdWaived at ₹4,00,000/yr spendNo waiver publishedNo waiver published
Min income₹50,000/mo₹50,000/mo₹40,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)₹80/yr₹1,968/yr-₹29/yr
Travel2 pts per ₹150 spend → ₹17/mo (₹200/yr)4 pts per ₹150 spend → ₹40/mo (₹480/yr)4 pts per ₹150 spend → ₹33/mo (₹400/yr)
Top reward rate2X reward points4X points4 RP/₹150
Primary reward capNo monthly cap publishedNo monthly cap publishedNo monthly cap published
Perks & restrictions
Lounge accessDomestic lounge access2 domestic/quarter + 2 intl/year (Priority Pass) · ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarterDomestic lounge access · Mid-tier YES card — lounge often requires prior-month spend; check YES Bank T&Cs
UPI rewardsNot supported (Visa/MC)Not supported (Visa/MC)Not supported (Visa/MC)
Key exclusionsEMI · Fuel · RentEMI · Rent · WalletEMI · Fuel · Rent
Bonuses
Signup bonus₹3,000

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