Which card has the lower annual fee?

IndusInd Legend Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI SimplySAVE leads with an estimated ₹5,481/yr net annual value on moderate spend.

Which card has the lower income requirement?

SBI SimplySAVE lists a minimum monthly income of ₹18,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Legend Credit Card vs RBL Bank Icon Credit Card vs SBI SimplySAVE

Honest side-by-side comparison of IndusInd Legend Credit Card, RBL Bank Icon Credit Card, SBI SimplySAVE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI SimplySAVE ranks first for estimated net annual value — ahead of IndusInd Legend Credit Card by about ₹4,647/yr.

IndusInd Legend Credit Card vs RBL Bank Icon Credit Card vs SBI SimplySAVE comparison table
Feature	IndusInd Legend Credit Card IndusInd Bank	RBL Bank Icon Credit Card RBL Bank	SBI SimplySAVE SBI Card
Annual fee	₹0	₹5,000	₹499
Min income (monthly)	₹20,000	₹50,000	₹18,000
Top reward rate	1 reward point/₹100	2X points/₹150	10 RP/₹100
Net annual value (moderate spend)	₹834/yr	-₹4,803/yr	₹5,481/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	₹2,000

Frequently asked questions

Which card has the lower annual fee?: IndusInd Legend Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI SimplySAVE leads with an estimated ₹5,481/yr net annual value on moderate spend.
Which card has the lower income requirement?: SBI SimplySAVE lists a minimum monthly income of ₹18,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	IndusInd BankGold IndusInd Legend Credit Card •••• •••• •••• 4242 Quick facts IndusInd Legend Credit Card Top reward1 reward point/₹100 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Legend Credit Card IndusInd Bank	RBL BankPlatinum RBL Bank Icon Credit Card •••• •••• •••• 4242 Quick facts RBL Bank Icon Credit Card Top reward2X points/₹150 Annual fee₹5,000 Min income₹50,000/mo Tap to flip back RBL Bank Icon Credit Card RBL Bank	SBI CardClassic SBI SimplySAVE •••• •••• •••• 4242 Quick facts SBI SimplySAVE Top reward10 RP/₹100 Annual fee₹499 Min income₹18,000/mo Tap to flip back SBI SimplySAVE SBI Card
Annual fee	₹0	₹5,000	₹499
Min income	₹20,000	₹50,000	₹18,000
Top reward rate	1 reward point/₹100	2X points/₹150	10 RP/₹100
Net value (moderate)	₹834/yr	-₹4,803/yr	₹5,481/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	₹2,000

IndusInd Legend Credit Card details →RBL Bank Icon Credit Card details →SBI SimplySAVE details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IndusInd Legend Credit Card comparisons