Which card has the lower annual fee?

Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

YES ACE Credit Card leads with an estimated ₹4,451/yr net annual value on moderate spend.

Which card has the lower income requirement?

Kotak League Platinum lists a minimum monthly income of ₹25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Pinnacle Credit Card vs Kotak League Platinum vs YES ACE Credit Card

Honest side-by-side comparison of IndusInd Bank Pinnacle Credit Card, Kotak League Platinum, YES ACE Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, YES ACE Credit Card ranks first for estimated net annual value — ahead of Kotak League Platinum by about ₹3,861/yr.

IndusInd Bank Pinnacle Credit Card vs Kotak League Platinum vs YES ACE Credit Card comparison table
Feature	IndusInd Bank Pinnacle Credit Card IndusInd Bank	Kotak League Platinum Kotak Mahindra Bank	YES ACE Credit Card YES Bank
Annual fee	₹10,000	₹0	₹499
Min income (monthly)	₹75,000	₹25,000	₹25,000
Top reward rate	3X points/₹150	2 RP/₹150	4% cashback
Net annual value (moderate spend)	-₹6,550/yr	₹590/yr	₹4,451/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: YES ACE Credit Card leads with an estimated ₹4,451/yr net annual value on moderate spend.
Which card has the lower income requirement?: Kotak League Platinum lists a minimum monthly income of ₹25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	IndusInd BankPlatinum IndusInd Bank Pinnacle Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Pinnacle Credit Card Top reward3X points/₹150 Annual fee₹10,000 Min income₹75,000/mo Tap to flip back IndusInd Bank Pinnacle Credit Card IndusInd Bank	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank	YES BankGold YES ACE Credit Card •••• •••• •••• 4242 Quick facts YES ACE Credit Card Top reward4% cashback Annual fee₹499 Min income₹25,000/mo Tap to flip back YES ACE Credit Card YES Bank
Annual fee	₹10,000	₹0	₹499
Min income	₹75,000	₹25,000	₹25,000
Top reward rate	3X points/₹150	2 RP/₹150	4% cashback
Net value (moderate)	-₹6,550/yr	₹590/yr	₹4,451/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

IndusInd Bank Pinnacle Credit Card details →Kotak League Platinum details →YES ACE Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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