Which card has the lower annual fee?

RBL Bank Icon Credit Card has the lowest annual fee at ₹5,000.

Which card earns more on moderate spend?

RBL Bank Icon Credit Card leads with an estimated -₹4,803/yr net annual value on moderate spend.

Which card has the lower income requirement?

RBL Bank Icon Credit Card lists a minimum monthly income of ₹50,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Pinnacle Credit Card vs RBL Bank Icon Credit Card

Honest side-by-side comparison of IndusInd Bank Pinnacle Credit Card, RBL Bank Icon Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, RBL Bank Icon Credit Card leads IndusInd Bank Pinnacle Credit Card by about ₹1,747/yr in estimated net value.

IndusInd Bank Pinnacle Credit Card vs RBL Bank Icon Credit Card comparison table
Feature	IndusInd Bank Pinnacle Credit Card IndusInd Bank	RBL Bank Icon Credit Card RBL Bank
Annual fee	₹10,000	₹5,000
Min income (monthly)	₹75,000	₹50,000
Top reward rate	3X points/₹150	2X points/₹150
Net annual value (moderate spend)	-₹6,550/yr	-₹4,803/yr
Secured / FD-backed	No	No
Signup bonus	—	—

Frequently asked questions

Which card has the lower annual fee?: RBL Bank Icon Credit Card has the lowest annual fee at ₹5,000.
Which card earns more on moderate spend?: RBL Bank Icon Credit Card leads with an estimated -₹4,803/yr net annual value on moderate spend.
Which card has the lower income requirement?: RBL Bank Icon Credit Card lists a minimum monthly income of ₹50,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	IndusInd BankPlatinum IndusInd Bank Pinnacle Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Pinnacle Credit Card Top reward3X points/₹150 Annual fee₹10,000 Min income₹75,000/mo Tap to flip back IndusInd Bank Pinnacle Credit Card IndusInd Bank	RBL BankPlatinum RBL Bank Icon Credit Card •••• •••• •••• 4242 Quick facts RBL Bank Icon Credit Card Top reward2X points/₹150 Annual fee₹5,000 Min income₹50,000/mo Tap to flip back RBL Bank Icon Credit Card RBL Bank
Annual fee	₹10,000	₹5,000
Min income	₹75,000	₹50,000
Top reward rate	3X points/₹150	2X points/₹150
Net value (moderate)	-₹6,550/yr	-₹4,803/yr
Secured / no bureau	Standard	Standard
Signup bonus	—	—

IndusInd Bank Pinnacle Credit Card details →RBL Bank Icon Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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