Which card has the lower annual fee?

IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI Card MILES leads with an estimated ₹3,290/yr net annual value on moderate spend.

Which card has the lower income requirement?

RBL Bank ShopRite lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Tiger Credit Card vs RBL Bank ShopRite vs SBI Card MILES

Honest side-by-side comparison of IndusInd Bank Tiger Credit Card, RBL Bank ShopRite, SBI Card MILES — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI Card MILES ranks first for estimated net annual value — ahead of RBL Bank ShopRite by about ₹2,830/yr.

IndusInd Bank Tiger Credit Card vs RBL Bank ShopRite vs SBI Card MILES comparison table
Feature	IndusInd Bank Tiger Credit Card IndusInd Bank	RBL Bank ShopRite RBL Bank	SBI Card MILES SBI Card
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	₹1,499
Fee waiver threshold	Lifetime free	Lifetime free	Waived at ₹3,00,000/yr spend
Min income	₹20,000/mo	₹15,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹460/yr	₹3,290/yr
Groceries (offline)	—	5% cashback → ₹50/mo (₹600/yr) (cap hit)	—
Travel	—	—	9 pts per ₹150 spend → ₹75/mo (₹900/yr)
Top reward rate	1 reward point/₹150	5% on first ₹1,000/mo	6X reward points
Primary reward cap	No monthly cap published	₹1,000 eligible spend/mo	No monthly cap published
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet loads	EMI · Fuel · Rent	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	—	—	₹2,000

Frequently asked questions

Which card has the lower annual fee?: IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI Card MILES leads with an estimated ₹3,290/yr net annual value on moderate spend.
Which card has the lower income requirement?: RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

IndusInd Bank Tiger Credit Card

IndusInd Bank

Card 2

RBL Bank ShopRite

RBL Bank

Card 3

SBI Card MILES

SBI Card

Your adjusted comparison

Feature	IndusInd BankGold IndusInd Bank Tiger Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Tiger Credit Card Top reward1 reward point/₹150 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Bank Tiger Credit Card IndusInd Bank	RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank	SBI CardPlatinum SBI Card MILES •••• •••• •••• 4242 Quick facts SBI Card MILES Top reward6X reward points Annual fee₹1,499 Min income₹35,000/mo Tap to flip back SBI Card MILES SBI Card
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	₹1,499
Fee waiver threshold	Lifetime free	Lifetime free	Waived at ₹3,00,000/yr spend
Min income	₹20,000/mo	₹15,000/mo	₹35,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹460/yr	₹3,290/yr
Groceries (offline)	—	5% cashback → ₹50/mo (₹600/yr) (cap hit)	—
Travel	—	—	9 pts per ₹150 spend → ₹75/mo (₹900/yr)
Top reward rate	1 reward point/₹150	5% on first ₹1,000/mo	6X reward points
Primary reward cap	No monthly cap published	₹1,000 eligible spend/mo	No monthly cap published
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	None
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet loads	EMI · Fuel · Rent	Fuel · Rent · Wallet · EMI
Bonuses
Signup bonus	—	—	₹2,000

IndusInd Bank Tiger Credit Card details →RBL Bank ShopRite details →SBI Card MILES details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IndusInd Bank Tiger Credit Card comparisons