Which card has the lower annual fee?

IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

YES ACE Credit Card leads with an estimated ₹4,451/yr net annual value on moderate spend.

Which card has the lower income requirement?

IndusInd Bank Tiger Credit Card lists a minimum monthly income of ₹20,000.

Which cards are secured (FD-backed)?

SBI Card against Fixed Deposit is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

IndusInd Bank Tiger Credit Card vs SBI Card against Fixed Deposit vs YES ACE Credit Card

Honest side-by-side comparison of IndusInd Bank Tiger Credit Card, SBI Card against Fixed Deposit, YES ACE Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, YES ACE Credit Card ranks first for estimated net annual value — ahead of SBI Card against Fixed Deposit by about ₹2,681/yr.

IndusInd Bank Tiger Credit Card vs SBI Card against Fixed Deposit vs YES ACE Credit Card comparison table
Feature	IndusInd Bank Tiger Credit Card IndusInd Bank	SBI Card against Fixed Deposit SBI Card	YES ACE Credit Card YES Bank
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	₹499
Fee waiver threshold	Lifetime free	Lifetime free	No waiver published
Min income	₹20,000/mo	Not stated	₹25,000/mo
Secured / FD-backed	Standard	FD-backed	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹1,770/yr	₹4,451/yr
Fuel	—	—	4% cashback → ₹160/mo (₹1,920/yr)
Top reward rate	1 reward point/₹150	80% of FD value	4% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹1,000 eligible spend/mo
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	Domestic lounge visits (limited) · YES ACE lounge benefit is spend-linked — verify current threshold on YES Bank site
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet loads	Not stated	EMI · Rent
Bonuses
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: IndusInd Bank Tiger Credit Card has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: YES ACE Credit Card leads with an estimated ₹4,451/yr net annual value on moderate spend.
Which card has the lower income requirement?: IndusInd Bank Tiger Credit Card lists a minimum monthly income of ₹20,000.
Which cards are secured (FD-backed)?: SBI Card against Fixed Deposit is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

IndusInd Bank Tiger Credit Card

IndusInd Bank

Card 2

SBI Card against Fixed Deposit

SBI Card

Card 3

YES ACE Credit Card

YES Bank

Your adjusted comparison

Feature	IndusInd BankGold IndusInd Bank Tiger Credit Card •••• •••• •••• 4242 Quick facts IndusInd Bank Tiger Credit Card Top reward1 reward point/₹150 Annual feeLifetime Free Min income₹20,000/mo Tap to flip back IndusInd Bank Tiger Credit Card IndusInd Bank	SBI CardClassic SBI Card against Fixed Deposit •••• •••• •••• 4242 Quick facts SBI Card against Fixed Deposit Top reward80% of FD value Annual feeLifetime Free Tap to flip back SBI Card against Fixed Deposit SBI Card	YES BankGold YES ACE Credit Card •••• •••• •••• 4242 Quick facts YES ACE Credit Card Top reward4% cashback Annual fee₹499 Min income₹25,000/mo Tap to flip back YES ACE Credit Card YES Bank
Fees & eligibility
Annual fee	Lifetime free	Lifetime free	₹499
Fee waiver threshold	Lifetime free	Lifetime free	No waiver published
Min income	₹20,000/mo	Not stated	₹25,000/mo
Secured / FD-backed	Standard	FD-backed	Standard
Rewards
Net annual value (moderate)	-₹20/yr	₹1,770/yr	₹4,451/yr
Fuel	—	—	4% cashback → ₹160/mo (₹1,920/yr)
Top reward rate	1 reward point/₹150	80% of FD value	4% cashback
Primary reward cap	No monthly cap published	No monthly cap published	₹1,000 eligible spend/mo
Perks & restrictions
Lounge access	2 complimentary domestic lounge visits per quarter · No minimum spend required for lounge access	None	Domestic lounge visits (limited) · YES ACE lounge benefit is spend-linked — verify current threshold on YES Bank site
UPI rewards	Not supported (Visa/MC)	Not supported (Visa/MC)	Not supported (Visa/MC)
Key exclusions	EMI · Fuel · Rent · Wallet loads	Not stated	EMI · Rent
Bonuses
Signup bonus	—	—	—

IndusInd Bank Tiger Credit Card details →SBI Card against Fixed Deposit details →YES ACE Credit Card details →

Share this comparison

https://cardhungry.com/in/en/compare/indusind-tiger-vs-sbi-fd-secured-vs-yes-ace

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More IndusInd Bank Tiger Credit Card comparisons