Which card has the lower annual fee?

Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.

Which card has the lower income requirement?

RBL Bank ShopRite lists a minimum monthly income of ₹15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Kotak League Platinum vs RBL Bank ShopRite vs SBI BPCL Octane

Honest side-by-side comparison of Kotak League Platinum, RBL Bank ShopRite, SBI BPCL Octane — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SBI BPCL Octane ranks first for estimated net annual value — ahead of Kotak League Platinum by about ₹8,980/yr.

Kotak League Platinum vs RBL Bank ShopRite vs SBI BPCL Octane comparison table
Feature	Kotak League Platinum Kotak Mahindra Bank	RBL Bank ShopRite RBL Bank	SBI BPCL Octane SBI Card
Annual fee	₹0	₹0	₹1,499
Min income (monthly)	₹25,000	₹15,000	₹30,000
Top reward rate	2 RP/₹150	5% on first ₹1,000/mo	25X points
Net annual value (moderate spend)	₹590/yr	₹460/yr	₹9,570/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	₹6,000

Frequently asked questions

Which card has the lower annual fee?: Kotak League Platinum has a ₹0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: SBI BPCL Octane leads with an estimated ₹9,570/yr net annual value on moderate spend.
Which card has the lower income requirement?: RBL Bank ShopRite lists a minimum monthly income of ₹15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Kotak Mahindra BankPlatinum Kotak League Platinum •••• •••• •••• 4242 Quick facts Kotak League Platinum Top reward2 RP/₹150 Annual feeLifetime Free Min income₹25,000/mo Tap to flip back Kotak League Platinum Kotak Mahindra Bank	RBL BankClassic RBL Bank ShopRite •••• •••• •••• 4242 Quick facts RBL Bank ShopRite Top reward5% on first ₹1,000/mo Annual feeLifetime Free Min income₹15,000/mo Tap to flip back RBL Bank ShopRite RBL Bank	SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card
Annual fee	₹0	₹0	₹1,499
Min income	₹25,000	₹15,000	₹30,000
Top reward rate	2 RP/₹150	5% on first ₹1,000/mo	25X points
Net value (moderate)	₹590/yr	₹460/yr	₹9,570/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	₹6,000

Kotak League Platinum details →RBL Bank ShopRite details →SBI BPCL Octane details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Kotak League Platinum comparisons